---
title: Bay View Funding Blog (30)
description: Bay View Funding blogs explain what invoice factoring is and how factoring services can help a business owner with any cash flow problems.   (30)
---

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Fast invoice factoring and reliable service since 1985

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# Bay View Funding Blog

## [Warning! New IT Security Threat – Cryptorbit, a New Virus](https://www.bayviewfunding.com/blog/business-warning-new-it-security-threat-cryptorbit-a-new-virus)

 Posted by [Jesus McDonald](https://www.bayviewfunding.com/blog/author/jesus-mcdonald) on Fri, Feb 28, 2014 @ 08:05 AM

[![](https://www.bayviewfunding.com/hs-fs/file-555124722-jpg/images/blog_2.28-securityinternet.jpg) ](https://www.bayviewfunding.com/blog/business-warning-new-it-security-threat-cryptorbit-a-new-virus)

Do not risk exposing your company’s confidential data to security threats!

 There are many articles written about IT security threats. We often choose to believe it will not happen to our business, until something catastrophic does occur, and then it can be too late! ***The risk of losing confidential data should be a strong enough incentive,*** but understandably we often trust the systems that are in place, and we assume our data is protected.

[Read More](https://www.bayviewfunding.com/blog/business-warning-new-it-security-threat-cryptorbit-a-new-virus)

 0 Comments [Click here to read/write comments](https://www.bayviewfunding.com/blog/business-warning-new-it-security-threat-cryptorbit-a-new-virus#comments)

 Topics: [About Invoice Factoring](https://www.bayviewfunding.com/blog/topic/about-invoice-factoring)

## [Can Accounts Receivable Funding be Bad for Business?](https://www.bayviewfunding.com/blog/invoice-factoring-can-accounts-receivable-funding-be-bad-for-business)

 Posted by [Seth Herman](https://www.bayviewfunding.com/blog/author/seth-herman) on Wed, Feb 26, 2014 @ 08:06 AM

[![](https://www.bayviewfunding.com/hs-fs/file-547004656-jpg/images/blog_2.26.jpg) ](https://www.bayviewfunding.com/blog/invoice-factoring-can-accounts-receivable-funding-be-bad-for-business)

Warning! You are about to read a blog following a negative question! Can invoice factoring be bad for business? *Read on**.***

[Read More](https://www.bayviewfunding.com/blog/invoice-factoring-can-accounts-receivable-funding-be-bad-for-business)

 0 Comments [Click here to read/write comments](https://www.bayviewfunding.com/blog/invoice-factoring-can-accounts-receivable-funding-be-bad-for-business#comments)

 Topics: [About Invoice Factoring](https://www.bayviewfunding.com/blog/topic/about-invoice-factoring), [Factoring Accounts Receivable](https://www.bayviewfunding.com/blog/topic/factoring-accounts-receivable), [Financing Government Contractors](https://www.bayviewfunding.com/blog/topic/financing-government-contractors)

## [Be the Best Temporary Staffing Agency – How Payroll Financing can help!](https://www.bayviewfunding.com/blog/staffing-how-payroll-financing-can-help)

 Posted by [Gil Oliva](https://www.bayviewfunding.com/blog/author/gil-oliva) on Fri, Feb 21, 2014 @ 07:55 AM

[![](https://www.bayviewfunding.com/hs-fs/file-535528998-jpg/images/blog_2.21.jpg) ](https://www.bayviewfunding.com/blog/staffing-how-payroll-financing-can-help)

As a temporary staffing agency, you find the best people for the best positions – Concentrate on your exceptional skills, and allow us to help you with your working capital requirements!

Your temporary staff is your lifeblood, but connecting with the correct companies with which to do business is an absolutely imperative element to success. As a staffing organization, you are essentially providing an outsourced recruiting and screening service for many diverse industries, companies and for many different positions. The pressure is on!

[Read More](https://www.bayviewfunding.com/blog/staffing-how-payroll-financing-can-help)

 0 Comments [Click here to read/write comments](https://www.bayviewfunding.com/blog/staffing-how-payroll-financing-can-help#comments)

 Topics: [Payroll Funding for Staffing Companies](https://www.bayviewfunding.com/blog/topic/payroll-funding-for-staffing-companies), [About Invoice Factoring](https://www.bayviewfunding.com/blog/topic/about-invoice-factoring), [Financing Government Contractors](https://www.bayviewfunding.com/blog/topic/financing-government-contractors)

## [Factoring for Oil and Gas – A Great Financing Tool](https://www.bayviewfunding.com/blog/oil-gas-factoring-for-oil-and-gas-a-great-financing-tool)

 Posted by [Aaron Zahedani](https://www.bayviewfunding.com/blog/author/aaron-zahedani) on Fri, Feb 14, 2014 @ 08:12 AM

[![](https://www.bayviewfunding.com/hs-fs/file-525496237-jpg/images/blog_2.14.jpg) ](https://www.bayviewfunding.com/blog/oil-gas-factoring-for-oil-and-gas-a-great-financing-tool)

Opportunities in the oil and gas sector are set to increase in 2014 – find out how invoice factoring can help your business keep up.

***Firstly, what is all the hype about?***

According to a recent article in [CNN Money](http://money.cnn.com/2013/10/11/news/economy/us-oil-iea/), the US is set to overtake Russia as the biggest oil producer outside [OPEC](http://www.OPEC.org) during 2014. The reason? There has been a huge investment in the production of shale gas in the US. This increased investment is partly due to new technologies, such as hydraulic fracking, that make the extraction of oil and gas from shale rock commercially viable.

The new processes involving shale oil and gas excavation are driving plenty of business for many companies involved in the oil and gas industry. The [International Energy Agency](http://www.iea.org) estimates that the US will produce more than 11 billion barrels of oil and natural gas liquids per day in the second quarter of 2014.

[Read More](https://www.bayviewfunding.com/blog/oil-gas-factoring-for-oil-and-gas-a-great-financing-tool)

 0 Comments [Click here to read/write comments](https://www.bayviewfunding.com/blog/oil-gas-factoring-for-oil-and-gas-a-great-financing-tool#comments)

 Topics: [Financing for the Oil and Gas industry](https://www.bayviewfunding.com/blog/topic/financing-for-the-oil-and-gas-industry), [About Invoice Factoring](https://www.bayviewfunding.com/blog/topic/about-invoice-factoring), [Financing Government Contractors](https://www.bayviewfunding.com/blog/topic/financing-government-contractors)

## [Factor More Invoices - Grow Your Business](https://www.bayviewfunding.com/blog/business-growth-factor-more-invoices-grow-your-business)

 Posted by [Gil Oliva](https://www.bayviewfunding.com/blog/author/gil-oliva) on Wed, Feb 12, 2014 @ 08:14 AM

Are you already factoring some of your invoices? Have you thought about how factoring more of your accounts receivables could help grow your business?![blog_2.12](https://www.bayviewfunding.com/hs-fs/file-520448492-jpg/images/blog_2.12.jpg)

Generally speaking, the rates you receive from an invoice factoring company will vary according to a selection of criteria, which will alter slightly from factor to factor:

- Anticipated monthly invoice factoring volume
- Customer credit worthiness
- Number of factored customers
- Number of invoices sent to customers
- Average invoice amount
- Accounts receivable turnover (average paying time)

[Read More](https://www.bayviewfunding.com/blog/business-growth-factor-more-invoices-grow-your-business)

 0 Comments [Click here to read/write comments](https://www.bayviewfunding.com/blog/business-growth-factor-more-invoices-grow-your-business#comments)

 Topics: [Business Growth](https://www.bayviewfunding.com/blog/topic/business-growth), [How to Grow Your Business](https://www.bayviewfunding.com/blog/topic/how-to-grow-your-business), [About Invoice Factoring](https://www.bayviewfunding.com/blog/topic/about-invoice-factoring), [Financing Government Contractors](https://www.bayviewfunding.com/blog/topic/financing-government-contractors)

## [Invoice Factoring Vs. Merchant Cash Advances – What’s the deal?](https://www.bayviewfunding.com/blog/business-loans-invoice-factoring-vs-merchant-cash-advances)

 Posted by [Gil Oliva](https://www.bayviewfunding.com/blog/author/gil-oliva) on Fri, Feb 07, 2014 @ 07:55 AM

[![](https://www.bayviewfunding.com/hs-fs/file-513388760-jpg/images/blog_2.7.jpg) ](https://www.bayviewfunding.com/blog/business-loans-invoice-factoring-vs-merchant-cash-advances)

You may have heard the latest buzz doing the rounds, a financing tool, known as ***merchant cash advance***, or among other titles, credit card factoring. What is it and how does it compare to*** invoice factoring?   
***

Similar to accounts receivable financing, a merchant cash advance is not a loan, rather a cash advance, as the title would suggest. Unlike invoice factoring, money is not advanced as a result of invoices issued to customers; it is money advanced on future credit card receipts. Sales are projected and have not yet taken place.

While not a new concept, merchant cash advances have become a popular option for small business owners needing fast access to capital. The premiums for this service can be high – sometimes 30% or more on the money advanced – but there are plenty of businesses prepared to pay the price.

[Read More](https://www.bayviewfunding.com/blog/business-loans-invoice-factoring-vs-merchant-cash-advances)

 0 Comments [Click here to read/write comments](https://www.bayviewfunding.com/blog/business-loans-invoice-factoring-vs-merchant-cash-advances#comments)

 Topics: [About Invoice Factoring](https://www.bayviewfunding.com/blog/topic/about-invoice-factoring), [Financing Government Contractors](https://www.bayviewfunding.com/blog/topic/financing-government-contractors)

## [Bay View Funding is starting a Penny War – Find Out Why!](https://www.bayviewfunding.com/blog/bay-view-funding-is-starting-a-penny-war-find-out-why)

 Posted by [Jesus McDonald](https://www.bayviewfunding.com/blog/author/jesus-mcdonald) on Wed, Feb 05, 2014 @ 08:01 AM

[![](https://www.bayviewfunding.com/hs-fs/file-500966728-jpg/images/blog_2.5.jpg) ](https://www.bayviewfunding.com/blog/bay-view-funding-is-starting-a-penny-war-find-out-why)

The month of February will see the employees of invoice factoring company [Bay View Funding](https://www.bayviewfunding.com) in a war involving pennies! However, in this ‘war’ everyone wins, with the proceeds going to the [American Cancer Society](http://www.cancer.org).

[***The Penny War***](http://www.ehow.com/how_5425129_hold-penny-war-fundraiser.html) is becoming an annual tradition at Bay View Funding! This friendly rivalry between office mates is all about raising money for charity. Last year close to $1000 was raised for the American Cancer Society. There are high hopes that the amount raised will increase this year, considering the level of office competition. When they are not busy financing accounts receivables for their customers, employees will be putting their spare pennies to war!

[Read More](https://www.bayviewfunding.com/blog/bay-view-funding-is-starting-a-penny-war-find-out-why)

 0 Comments [Click here to read/write comments](https://www.bayviewfunding.com/blog/bay-view-funding-is-starting-a-penny-war-find-out-why#comments)

 Topics: [About Invoice Factoring](https://www.bayviewfunding.com/blog/topic/about-invoice-factoring), [Financing Government Contractors](https://www.bayviewfunding.com/blog/topic/financing-government-contractors)

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- [About Invoice Factoring (157)](https://www.bayviewfunding.com/blog/topic/about-invoice-factoring)
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- [Fuel Advance Factoring for Trucking Companies (4)](https://www.bayviewfunding.com/blog/topic/fuel-advance-factoring-for-trucking-companies)
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- [Transportation Factoring (3)](https://www.bayviewfunding.com/blog/topic/transportation-factoring)
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- [factoring freight (2)](https://www.bayviewfunding.com/blog/topic/factoring-freight)
- [recourse and non-recourse factoring (2)](https://www.bayviewfunding.com/blog/topic/recourse-and-non-recourse-factoring)
- [American Staffing Association (1)](https://www.bayviewfunding.com/blog/topic/american-staffing-association)
- [Business Equipment Financing (1)](https://www.bayviewfunding.com/blog/topic/business-equipment-financing)
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- [Government grants (1)](https://www.bayviewfunding.com/blog/topic/government-grants)
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- [Merchant Cash Advance (1)](https://www.bayviewfunding.com/blog/topic/merchant-cash-advance)
- [Relay for life (1)](https://www.bayviewfunding.com/blog/topic/relay-for-life)
- [Temporary Employment (1)](https://www.bayviewfunding.com/blog/topic/temporary-employment)
- [Types of Invoice Factoring (1)](https://www.bayviewfunding.com/blog/topic/types-of-invoice-factoring)
- [Veteran owned business (1)](https://www.bayviewfunding.com/blog/topic/veteran-owned-business)
- [Whoelsale Financing (1)](https://www.bayviewfunding.com/blog/topic/whoelsale-financing)
- [entrepreneurs (1)](https://www.bayviewfunding.com/blog/topic/entrepreneurs)
- [payroll financing for staffing (1)](https://www.bayviewfunding.com/blog/topic/payroll-financing-for-staffing)
- [what is invoice factoring? (1)](https://www.bayviewfunding.com/blog/topic/what-is-invoice-factoring)

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