---
title: Bay View Funding Blog | Steve Barthol (3)
description: Bay View Funding blogs explain what invoice factoring is and how factoring services can help a business owner with any cash flow problems.   (3)
---

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# Bay View Funding Blog

## Steve Barthol

Find me on:

<https://www.linkedin.com/in/steve-barthol-8536a01>

### Recent Posts

## [Freight brokers – Invoice Factoring Provides the Financing Solution](https://www.bayviewfunding.com/blog/freight-brokers-invoice-factoring-provides-the-financing-solution)

 Posted by [Steve Barthol](https://www.bayviewfunding.com/blog/author/steve-barthol) on Wed, Jun 18, 2014 @ 08:30 AM

[![](https://www.bayviewfunding.com/hs-fs/file-1042772377-jpg/images/BVF_Blog_6.18.jpg) ](https://www.bayviewfunding.com/blog/freight-brokers-invoice-factoring-provides-the-financing-solution)

There are certainly many business opportunities to facilitate moving freight from one location to another, and many different types of companies offering their services. So what is the role of a freight broker? 

[Read More](https://www.bayviewfunding.com/blog/freight-brokers-invoice-factoring-provides-the-financing-solution)

 0 Comments [Click here to read/write comments](https://www.bayviewfunding.com/blog/freight-brokers-invoice-factoring-provides-the-financing-solution#comments)

 Topics: [About Invoice Factoring](https://www.bayviewfunding.com/blog/topic/about-invoice-factoring), [Trucking Factoring](https://www.bayviewfunding.com/blog/topic/trucking-factoring), [Freight Factoring for Trucking Companies](https://www.bayviewfunding.com/blog/topic/freight-factoring-for-trucking-companies)

## [Dispel the Myth– an Invoice Factoring Company is not a Collections Agency](https://www.bayviewfunding.com/blog/dispel-the-myth–-an-invoice-factoring-company-is-not-a-collections-agency)

 Posted by [Steve Barthol](https://www.bayviewfunding.com/blog/author/steve-barthol) on Fri, May 16, 2014 @ 08:05 AM

[![](https://www.bayviewfunding.com/hs-fs/file-813338772-jpg/images/Bay_View_Funding_blog_5.16.jpg) ](https://www.bayviewfunding.com/blog/dispel-the-myth–-an-invoice-factoring-company-is-not-a-collections-agency)

### Do you have customers who simply have not paid on their invoices? Collections could be an answer, but when should you resort to this, how does it work, and how does it differ from invoice factoring?

There is a common misconception that collections agencies and invoice factoring companies are similar. This could not be further from the truth. Both receive money from your customers, but there are some major differences.                                                                                                                            

[Read More](https://www.bayviewfunding.com/blog/dispel-the-myth–-an-invoice-factoring-company-is-not-a-collections-agency)

 0 Comments [Click here to read/write comments](https://www.bayviewfunding.com/blog/dispel-the-myth–-an-invoice-factoring-company-is-not-a-collections-agency#comments)

 Topics: [About Invoice Factoring](https://www.bayviewfunding.com/blog/topic/about-invoice-factoring), [Financing Government Contractors](https://www.bayviewfunding.com/blog/topic/financing-government-contractors)

## [Purchase Order Financing and Invoice Factoring - Cash Advance Tools for Business](https://www.bayviewfunding.com/blog/purchase-order-financing-and-invoice-factoring)

 Posted by [Steve Barthol](https://www.bayviewfunding.com/blog/author/steve-barthol) on Wed, Apr 23, 2014 @ 06:56 AM

[![](https://www.bayviewfunding.com/hs-fs/file-688928436-jpg/images/blog_4.23.jpg) ](https://www.bayviewfunding.com/blog/purchase-order-financing-and-invoice-factoring)

So what is purchase order financing and how does it differ from invoice factoring? Both are viable solutions for when sales growth exceeds working capital but each option has slightly different ways to benefit your business.

PO funding is an excellent answer as a short-term financing option if you meet the necessary criteria to qualify. It enables companies to pay suppliers immediately, rather than using cash reserves. Sometimes factors such as [seasonality](https://www.bayviewfunding.com/blog/bid/342823/Seasonal-Production-Financing-the-Holiday-Rush#.U1cPdp3n-Uk) or large unexpected orders will put a strain on the company cash flow and therefore the ability to fulfill valuable potential sales. Without easy access to readily accessible working capital your business risks losing orders from customers.

So how does this differ from invoice factoring? In order to factor you must have created an invoice and provided proof of delivery of any goods or services prior to receiving an advance on your accounts receivables. This is a great way to receive a cash advance on your invoices that would not normally be paid for a further 60 – 90 days. However, if that unexpected order comes in, it may be worth considering purchase order funding as another possible option to fund the purchase of goods to be re-sold to your customer prior to delivery.

[Read More](https://www.bayviewfunding.com/blog/purchase-order-financing-and-invoice-factoring)

 0 Comments [Click here to read/write comments](https://www.bayviewfunding.com/blog/purchase-order-financing-and-invoice-factoring#comments)

 Topics: [Alternative Financing](https://www.bayviewfunding.com/blog/topic/alternative-financing), [About Invoice Factoring](https://www.bayviewfunding.com/blog/topic/about-invoice-factoring), [Purchase Order Financing](https://www.bayviewfunding.com/blog/topic/purchase-order-financing)

## [Low Rates, Fast Cash, and Excellent Customer Service - The Invoice Factoring Trifecta](https://www.bayviewfunding.com/blog/low-rates-fast-cash-and-excellent-customer-service-the-invoice-factoring-trifecta)

 Posted by [Steve Barthol](https://www.bayviewfunding.com/blog/author/steve-barthol) on Fri, Mar 14, 2014 @ 07:48 AM

[![](https://www.bayviewfunding.com/hs-fs/file-577161394-jpg/images/blog_3.14Trifecta.jpg) ](https://www.bayviewfunding.com/blog/low-rates-fast-cash-and-excellent-customer-service-the-invoice-factoring-trifecta)

## Are you paying too much for invoice factoring?

How would you know? Read on to make sure you are accessing your working capital for the lowest rates, while also receiving fast turnaround and great customer service.

There is often a collective sigh of relief when your company makes the decision to factor accounts receivables. The forms have been submitted and accepted, and the factoring process seems to be going as planned. Working capital is rolling in ahead of time, allowing you to keep up with payments on your day-day operations. However, the ability to feel in control of bill payment can often override the fact that you may well be paying too much for factoring, receiving slow service, and a mediocre customer experience.

[Read More](https://www.bayviewfunding.com/blog/low-rates-fast-cash-and-excellent-customer-service-the-invoice-factoring-trifecta)

 0 Comments [Click here to read/write comments](https://www.bayviewfunding.com/blog/low-rates-fast-cash-and-excellent-customer-service-the-invoice-factoring-trifecta#comments)

 Topics: [About Invoice Factoring](https://www.bayviewfunding.com/blog/topic/about-invoice-factoring), [Financing Government Contractors](https://www.bayviewfunding.com/blog/topic/financing-government-contractors)

[Previous](https://www.bayviewfunding.com/blog/author/steve-barthol/page/2) [All posts](https://www.bayviewfunding.com/blog/all)

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