--- title: Bay View Funding Blog | Credit cards description: Credit cards | Bay View Funding blogs explain what invoice factoring is and how factoring services can help a business owner with any cash flow problems. --- [![Submit a Payment](https://no-cache.hubspot.com/cta/default/211725/2836a4c1-908b-4584-8956-c2dfd9109628.png)](https://cta-redirect.hubspot.com/cta/redirect/211725/2836a4c1-908b-4584-8956-c2dfd9109628)   [Client Login](https://bayviewfunding.profitstars.com/) [Contact Us](https://www.bayviewfunding.com/contact) [(888) 229-9993](tel:888-229-9993) [![Bay View Funding Logo](https://www.bayviewfunding.com/hs-fs/file-433076702-png/images/logo-2.png?width=335&height=90&name=logo-2.png "Bay View Funding Logo")](https://www.bayviewfunding.com/) Fast invoice factoring and reliable service since 1985 [Se Habla Español](https://sites.bayviewfunding.com/prestamos-para-negocios) # Bay View Funding Blog ## [Getting a Business Loan with Bad Credit](https://www.bayviewfunding.com/blog/getting-a-business-loan-with-bad-credit) Posted by [Seth Herman](https://www.bayviewfunding.com/blog/author/seth-herman) on Fri, Dec 12, 2014 @ 08:01 AM [![](https://www.bayviewfunding.com/hs-fs/hub/211725/file-31497454-jpg/images/factor_vs_bank.jpg) ](https://www.bayviewfunding.com/blog/getting-a-business-loan-with-bad-credit) In business, as well as in life, the potential for bad credit can lurk just around the corner. Small to medium sized businesses strive for good credit scores so that, should it be necessary, obtaining a bank loan in order to grow won’t be a problem. But if a business falls into the bad credit rut is there an answer that not only helps improve credit scores but also meets immediate cash flow requirements?  In bad credit situations, it is important to get a handle on the reason for the bad credit. Was it a one off situation, or is there a fundamental issue with cash flow? Getting your business score back on track is important for a business to grow.  [Read More](https://www.bayviewfunding.com/blog/getting-a-business-loan-with-bad-credit) 0 Comments [Click here to read/write comments](https://www.bayviewfunding.com/blog/getting-a-business-loan-with-bad-credit#comments) Topics: [Cash Flow Solution](https://www.bayviewfunding.com/blog/topic/cash-flow-solution), [Factoring Accounts Receivable](https://www.bayviewfunding.com/blog/topic/factoring-accounts-receivable), [Credit cards](https://www.bayviewfunding.com/blog/topic/credit-cards), [Small business loan](https://www.bayviewfunding.com/blog/topic/small-business-loan) ## [How do I Pick a Credit Card for my Business?](https://www.bayviewfunding.com/blog/how-do-i-pick-a-credit-card-for-my-business) Posted by [Aaron Zahedani](https://www.bayviewfunding.com/blog/author/aaron-zahedani) on Wed, Sep 10, 2014 @ 08:02 AM [![](https://www.bayviewfunding.com/hs-fs/hub/211725/file-1600747576-jpg/BVF_Images_and_Logos_/Credit_card_for_business_blog.jpg) ](https://www.bayviewfunding.com/blog/how-do-i-pick-a-credit-card-for-my-business) We love explaining the benefits of [accounts receivable financing](https://www.bayviewfunding.com/accounts-receivable-financing), and how it is an effective tool for all sizes of business, but there are other tools worth considering. Another way to help start-up businesses in their infancy is the use of a credit card. A recent ‘how-to’ guide in the online edition of the Wall Street Journal, discussed [how to pick a credit card for your business](http://guides.wsj.com/small-business/funding/how-to-pick-a-credit-card-for-your-business/). When a line of credit from the bank is not yet forthcoming, and those first few invoices are [not yet large enough for you to qualify for invoice factoring](https://www.bayviewfunding.com/blog/why-did-i-not-qualify-to-factor-my-accounts-receivables#.VA9vrBGUk), a credit card may be the answer as a stopgap measure. This also establishes initial credit in the business’s name. [Read More](https://www.bayviewfunding.com/blog/how-do-i-pick-a-credit-card-for-my-business) 0 Comments [Click here to read/write comments](https://www.bayviewfunding.com/blog/how-do-i-pick-a-credit-card-for-my-business#comments) Topics: [About Invoice Factoring](https://www.bayviewfunding.com/blog/topic/about-invoice-factoring), [Financing Government Contractors](https://www.bayviewfunding.com/blog/topic/financing-government-contractors), [Credit cards](https://www.bayviewfunding.com/blog/topic/credit-cards) [All posts](https://www.bayviewfunding.com/blog/all) ### Subscribe by Email ### Posts by Topic - [About Invoice Factoring (157)](https://www.bayviewfunding.com/blog/topic/about-invoice-factoring) - [Financing Government Contractors (100)](https://www.bayviewfunding.com/blog/topic/financing-government-contractors) - [Cash Flow (59)](https://www.bayviewfunding.com/blog/topic/cash-flow) - [Cash Flow Solution (48)](https://www.bayviewfunding.com/blog/topic/cash-flow-solution) - [Alternative Financing (42)](https://www.bayviewfunding.com/blog/topic/alternative-financing) - 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