---
title: Bay View Funding Blog | Aaron Zahedani
description: Bay View Funding blogs explain what invoice factoring is and how factoring services can help a business owner with any cash flow problems.
---

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Fast invoice factoring and reliable service since 1985

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# Bay View Funding Blog

## Aaron Zahedani

Find me on:

<https://www.linkedin.com/in/aaron-zahedani-08685811>

### Recent Posts

## [Bay View Funding Appoints Morgan Hansen Vice President, Regional Sales Manager in Atlanta](https://www.bayviewfunding.com/blog/bay-view-funding-appoints-morgan-hansen-vice-president-regional-sales-manager-in-atlanta)

 Posted by [Aaron Zahedani](https://www.bayviewfunding.com/blog/author/aaron-zahedani) on Mon, Sep 27, 2021 @ 11:45 PM

[![](https://www.bayviewfunding.com/hubfs/img_morgan_hansen.jpg) ](https://www.bayviewfunding.com/blog/bay-view-funding-appoints-morgan-hansen-vice-president-regional-sales-manager-in-atlanta)

Bay View Funding, a subsidiary of Heritage Bank of Commerce, today announced the appointment of Morgan Hansen as vice president and regional sales manager in Atlanta, Georgia.

[Read More](https://www.bayviewfunding.com/blog/bay-view-funding-appoints-morgan-hansen-vice-president-regional-sales-manager-in-atlanta)

 0 Comments [Click here to read/write comments](https://www.bayviewfunding.com/blog/bay-view-funding-appoints-morgan-hansen-vice-president-regional-sales-manager-in-atlanta#comments)

 Topics: [Business Growth](https://www.bayviewfunding.com/blog/topic/business-growth)

## [Heritage Bank of Commerce Builds Out National Specialty Finance Group](https://www.bayviewfunding.com/blog/heritage-bank-of-commerce-builds-out-national-specialty-finance-group)

 Posted by [Aaron Zahedani](https://www.bayviewfunding.com/blog/author/aaron-zahedani) on Tue, Jun 29, 2021 @ 02:17 PM

[![](https://www.bayviewfunding.com/hubfs/hbc.png) ](https://www.bayviewfunding.com/blog/heritage-bank-of-commerce-builds-out-national-specialty-finance-group)

 

San Jose, California — June 29, 2021 — **Heritage Ban****k of Commerce (the “Bank”)**, a subsidiary of **Heritage Commerce  Corp (Nasdaq: HTBK)**, today announced that the Bank continues to expand its Specialty Finance Group. The Specialty  Finance Group consists of Bay View Funding’s national factoring business and the Bank’s national Asset-Based Lending  (“ABL”)/Corporate Finance team and regional Small Business Administration (“SBA”) lending team in the San Francisco  Bay Area. Heritage Bank of Commerce is an SBA Preferred Lender. Bay View Funding is a wholly owned subsidiary of  Heritage Bank of Commerce. 

The Specialty Finance Group is structured to focus on and serve a comprehensive variety of clients who need alternative  loan products. The solutions driven team of commercial finance professionals has a long and established history of  funding privately held, microcap, venture-backed, private equity supported and publicly traded companies across the  United States.

[Read More](https://www.bayviewfunding.com/blog/heritage-bank-of-commerce-builds-out-national-specialty-finance-group)

 0 Comments [Click here to read/write comments](https://www.bayviewfunding.com/blog/heritage-bank-of-commerce-builds-out-national-specialty-finance-group#comments)

 Topics: [Business Growth](https://www.bayviewfunding.com/blog/topic/business-growth), [About Invoice Factoring](https://www.bayviewfunding.com/blog/topic/about-invoice-factoring)

## [Is Invoice Factoring Possible with Bad Credit?](https://www.bayviewfunding.com/blog/bid/329011/is-invoice-factoring-possible-with-bad-credit)

 Posted by [Aaron Zahedani](https://www.bayviewfunding.com/blog/author/aaron-zahedani) on Fri, Feb 19, 2021 @ 09:00 AM

[![](https://www.bayviewfunding.com/hs-fs/file-274845012-jpg/images/dollar-army-5-1162220-m-resized-600.jpg) ](https://www.bayviewfunding.com/blog/bid/329011/is-invoice-factoring-possible-with-bad-credit)

# Don't let bad credit hold you back from your success

There are times when you may be experiencing a cash flow crunch, or have little or no credit history and you believe traditional forms of finance may just not be an option. During these times you may also worry that[ invoice factoring](https://www.bayviewfunding.com/financial-products-services/faq/) companies will also turn you down because of some form of poor credit history.

[Read More](https://www.bayviewfunding.com/blog/bid/329011/is-invoice-factoring-possible-with-bad-credit)

 1 Comments [Click here to read/write comments](https://www.bayviewfunding.com/blog/bid/329011/is-invoice-factoring-possible-with-bad-credit#comments)

 Topics: [Alternative Financing](https://www.bayviewfunding.com/blog/topic/alternative-financing), [About Invoice Factoring](https://www.bayviewfunding.com/blog/topic/about-invoice-factoring)

## [How to Obtain a Government Contract for your Transportation Company](https://www.bayviewfunding.com/blog/how-to-obtain-a-government-contract-for-your-transportation-company)

 Posted by [Aaron Zahedani](https://www.bayviewfunding.com/blog/author/aaron-zahedani) on Wed, Oct 14, 2020 @ 08:00 AM

[![](https://www.bayviewfunding.com/hs-fs/hub/211725/file-2594960904-jpg/BVF_Images_and_Logos_/GovernmentContracts3-11.jpg) ](https://www.bayviewfunding.com/blog/how-to-obtain-a-government-contract-for-your-transportation-company)

There are many benefits to working with the federal government, such as guaranteed payment and no shortage of work, but it is not always easy to get started. So how should your trucking company go about obtaining government contracts?

[Read More](https://www.bayviewfunding.com/blog/how-to-obtain-a-government-contract-for-your-transportation-company)

 0 Comments [Click here to read/write comments](https://www.bayviewfunding.com/blog/how-to-obtain-a-government-contract-for-your-transportation-company#comments)

 Topics: [Cash Flow Solution](https://www.bayviewfunding.com/blog/topic/cash-flow-solution), [Government Contract Financing](https://www.bayviewfunding.com/blog/topic/government-contract-financing), [Transportation Factoring](https://www.bayviewfunding.com/blog/topic/transportation-factoring)

## [How Invoice Factoring Maintains Business Cash Flow](https://www.bayviewfunding.com/blog/how-invoice-factoring-maintains-business-cash-flow)

 Posted by [Aaron Zahedani](https://www.bayviewfunding.com/blog/author/aaron-zahedani) on Mon, Nov 14, 2016 @ 08:00 AM

[![](https://www.bayviewfunding.com/hubfs/invoice2cash.jpg) ](https://www.bayviewfunding.com/blog/how-invoice-factoring-maintains-business-cash-flow)

In general, cash flow management is one of the factors that determine the financial stability of any business. When customers delay or avoid paying invoices, any company could face cash flow difficulties. Invoice factoring enables businesses to sell outstanding invoices in return for working capital – the capital used daily in trading operations. For many, it can serve as a viable alternative to traditional bank loans and credit exhaustion.

[Read More](https://www.bayviewfunding.com/blog/how-invoice-factoring-maintains-business-cash-flow)

 0 Comments [Click here to read/write comments](https://www.bayviewfunding.com/blog/how-invoice-factoring-maintains-business-cash-flow#comments)

 Topics: [Cash Flow](https://www.bayviewfunding.com/blog/topic/cash-flow), [Working Capital](https://www.bayviewfunding.com/blog/topic/working-capital), [Cash Advance](https://www.bayviewfunding.com/blog/topic/cash-advance), [Financial goals](https://www.bayviewfunding.com/blog/topic/financial-goals), [Invoice factoring](https://www.bayviewfunding.com/blog/topic/invoice-factoring)

## [How Freight Factoring Can Help Your Company Grow During the Holidays](https://www.bayviewfunding.com/blog/how-freight-factoring-can-help-your-company-grow-during-the-holidays)

 Posted by [Aaron Zahedani](https://www.bayviewfunding.com/blog/author/aaron-zahedani) on Thu, Dec 10, 2015 @ 01:36 PM

[![](https://www.bayviewfunding.com/hubfs/bigstock-Big--Wheeler-7813716.jpg) ](https://www.bayviewfunding.com/blog/how-freight-factoring-can-help-your-company-grow-during-the-holidays)

Today's economy makes it even more difficult for a business to get bank loans and other traditional sources of funding. The result is a high demand for business financing with many businesses losing out on growth opportunities due to the lack of working capital financing. However, businesses that need immediate financing do have options, factoring being chief among them. Below is a look at factoring and its benefits for freight businesses, especially during the holidays.  

[Read More](https://www.bayviewfunding.com/blog/how-freight-factoring-can-help-your-company-grow-during-the-holidays)

 0 Comments [Click here to read/write comments](https://www.bayviewfunding.com/blog/how-freight-factoring-can-help-your-company-grow-during-the-holidays#comments)

 Topics: [Cash Flow Solution](https://www.bayviewfunding.com/blog/topic/cash-flow-solution), [Freight Factoring for Trucking](https://www.bayviewfunding.com/blog/topic/freight-factoring-for-trucking), [Truckers](https://www.bayviewfunding.com/blog/topic/truckers)

## [Are your Habits Bad for Business?](https://www.bayviewfunding.com/blog/are-your-habits-bad-for-business)

 Posted by [Aaron Zahedani](https://www.bayviewfunding.com/blog/author/aaron-zahedani) on Fri, Sep 25, 2015 @ 08:30 AM

[![](https://www.bayviewfunding.com/hubfs/BVF_Images_and_Logos_/Time-money.jpg) ](https://www.bayviewfunding.com/blog/are-your-habits-bad-for-business)

Your business is growing! You have worked incredibly hard to become successful, but there may be a few habits you could lose to help your business prosper. It is not always easy to be productive, but it helps if you can avoid sabotaging yourself and your business with bad habits that are correctable. 

[Read More](https://www.bayviewfunding.com/blog/are-your-habits-bad-for-business)

 0 Comments [Click here to read/write comments](https://www.bayviewfunding.com/blog/are-your-habits-bad-for-business#comments)

 Topics: [Business Growth](https://www.bayviewfunding.com/blog/topic/business-growth), [Cash Flow management](https://www.bayviewfunding.com/blog/topic/cash-flow-management)

[All posts](https://www.bayviewfunding.com/blog/all) [Next](https://www.bayviewfunding.com/blog/author/aaron-zahedani/page/2)

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### Posts by Topic

- [About Invoice Factoring (157)](https://www.bayviewfunding.com/blog/topic/about-invoice-factoring)
- [Financing Government Contractors (100)](https://www.bayviewfunding.com/blog/topic/financing-government-contractors)
- [Cash Flow (59)](https://www.bayviewfunding.com/blog/topic/cash-flow)
- [Cash Flow Solution (48)](https://www.bayviewfunding.com/blog/topic/cash-flow-solution)
- [Alternative Financing (42)](https://www.bayviewfunding.com/blog/topic/alternative-financing)
- [Business Growth (34)](https://www.bayviewfunding.com/blog/topic/business-growth)
- [Invoice factoring (29)](https://www.bayviewfunding.com/blog/topic/invoice-factoring)
- [Cash Flow management (19)](https://www.bayviewfunding.com/blog/topic/cash-flow-management)
- [The Benefits of Invoice Factoring (19)](https://www.bayviewfunding.com/blog/topic/the-benefits-of-invoice-factoring)
- [Factoring Accounts Receivable (17)](https://www.bayviewfunding.com/blog/topic/factoring-accounts-receivable)
- [Manufacturing and Distribution Financing (16)](https://www.bayviewfunding.com/blog/topic/manufacturing-and-distribution-financing)
- [Cash Advance (15)](https://www.bayviewfunding.com/blog/topic/cash-advance)
- [Temporary Staffing Agency Financing (15)](https://www.bayviewfunding.com/blog/topic/temporary-staffing-agency-financing)
- [How to Grow Your Business (14)](https://www.bayviewfunding.com/blog/topic/how-to-grow-your-business)
- [Trucking Factoring (14)](https://www.bayviewfunding.com/blog/topic/trucking-factoring)
- [Payroll Advance Program for Staffing Agencies (13)](https://www.bayviewfunding.com/blog/topic/payroll-advance-program-for-staffing-agencies)
- [Freight Factoring for Trucking Companies (12)](https://www.bayviewfunding.com/blog/topic/freight-factoring-for-trucking-companies)
- [Staffing Industry (12)](https://www.bayviewfunding.com/blog/topic/staffing-industry)
- [Factoring Companies (11)](https://www.bayviewfunding.com/blog/topic/factoring-companies)
- [Payroll Funding for Staffing Companies (11)](https://www.bayviewfunding.com/blog/topic/payroll-funding-for-staffing-companies)
- [Commercial Financing (10)](https://www.bayviewfunding.com/blog/topic/commercial-financing)
- [Business Financing (9)](https://www.bayviewfunding.com/blog/topic/business-financing)
- [Working Capital (9)](https://www.bayviewfunding.com/blog/topic/working-capital)
- [Accounts Receivable Management (8)](https://www.bayviewfunding.com/blog/topic/accounts-receivable-management)
- [Government Contract Financing (8)](https://www.bayviewfunding.com/blog/topic/government-contract-financing)
- [Small business loan (8)](https://www.bayviewfunding.com/blog/topic/small-business-loan)
- [Factoring Receivables (6)](https://www.bayviewfunding.com/blog/topic/factoring-receivables)
- [Financing for the Oil and Gas industry (6)](https://www.bayviewfunding.com/blog/topic/financing-for-the-oil-and-gas-industry)
- [Trucking Industry (6)](https://www.bayviewfunding.com/blog/topic/trucking-industry)
- [Business Finance Solutions (5)](https://www.bayviewfunding.com/blog/topic/business-finance-solutions)
- [Financial goals (5)](https://www.bayviewfunding.com/blog/topic/financial-goals)
- [Fuel Cards for Trucking Companies (5)](https://www.bayviewfunding.com/blog/topic/fuel-cards-for-trucking-companies)
- [Small Business (5)](https://www.bayviewfunding.com/blog/topic/small-business)
- [Small business financing (5)](https://www.bayviewfunding.com/blog/topic/small-business-financing)
- [Accounts Receivable Collection (4)](https://www.bayviewfunding.com/blog/topic/accounts-receivable-collection)
- [Bay Area Community Involvement (4)](https://www.bayviewfunding.com/blog/topic/bay-area-community-involvement)
- [Business Loan (4)](https://www.bayviewfunding.com/blog/topic/business-loan)
- [Fuel Advance Factoring for Trucking Companies (4)](https://www.bayviewfunding.com/blog/topic/fuel-advance-factoring-for-trucking-companies)
- [Purchase Order Financing (4)](https://www.bayviewfunding.com/blog/topic/purchase-order-financing)
- [Solving Cash Flow Problems (4)](https://www.bayviewfunding.com/blog/topic/solving-cash-flow-problems)
- [Cash for Copies Program for Trucking (3)](https://www.bayviewfunding.com/blog/topic/cash-for-copies-program-for-trucking)
- [Distribution Financing (3)](https://www.bayviewfunding.com/blog/topic/distribution-financing)
- [Freight Factoring for Trucking (3)](https://www.bayviewfunding.com/blog/topic/freight-factoring-for-trucking)
- [Invoice Factoring Costs (3)](https://www.bayviewfunding.com/blog/topic/invoice-factoring-costs)
- [Transportation Factoring (3)](https://www.bayviewfunding.com/blog/topic/transportation-factoring)
- [Wholesale financing (3)](https://www.bayviewfunding.com/blog/topic/wholesale-financing)
- [American Cancer Society (2)](https://www.bayviewfunding.com/blog/topic/american-cancer-society)
- [Business Forecasts (2)](https://www.bayviewfunding.com/blog/topic/business-forecasts)
- [Cash Flow Metrics (2)](https://www.bayviewfunding.com/blog/topic/cash-flow-metrics)
- [Cash reserves (2)](https://www.bayviewfunding.com/blog/topic/cash-reserves)
- [Credit cards (2)](https://www.bayviewfunding.com/blog/topic/credit-cards)
- [FAQ (2)](https://www.bayviewfunding.com/blog/topic/faq)
- [Factoring Brokers (2)](https://www.bayviewfunding.com/blog/topic/factoring-brokers)
- [Financing Payroll (2)](https://www.bayviewfunding.com/blog/topic/financing-payroll)
- [Freight Bill Factoring (2)](https://www.bayviewfunding.com/blog/topic/freight-bill-factoring)
- [Invoice collection (2)](https://www.bayviewfunding.com/blog/topic/invoice-collection)
- [Merchant Card Advance (2)](https://www.bayviewfunding.com/blog/topic/merchant-card-advance)
- [Start up funding (2)](https://www.bayviewfunding.com/blog/topic/start-up-funding)
- [Tax lien (2)](https://www.bayviewfunding.com/blog/topic/tax-lien)
- [Trends (2)](https://www.bayviewfunding.com/blog/topic/trends)
- [Truckers (2)](https://www.bayviewfunding.com/blog/topic/truckers)
- [Wholesaler distribution (2)](https://www.bayviewfunding.com/blog/topic/wholesaler-distribution)
- [Women owned businesses (2)](https://www.bayviewfunding.com/blog/topic/women-owned-businesses)
- [commercial funding (2)](https://www.bayviewfunding.com/blog/topic/commercial-funding)
- [factoring freight (2)](https://www.bayviewfunding.com/blog/topic/factoring-freight)
- [recourse and non-recourse factoring (2)](https://www.bayviewfunding.com/blog/topic/recourse-and-non-recourse-factoring)
- [American Staffing Association (1)](https://www.bayviewfunding.com/blog/topic/american-staffing-association)
- [Business Equipment Financing (1)](https://www.bayviewfunding.com/blog/topic/business-equipment-financing)
- [Cash Crunch (1)](https://www.bayviewfunding.com/blog/topic/cash-crunch)
- [Client Center (1)](https://www.bayviewfunding.com/blog/topic/client-center)
- [Client Relationships (1)](https://www.bayviewfunding.com/blog/topic/client-relationships)
- [Collection Agency (1)](https://www.bayviewfunding.com/blog/topic/collection-agency)
- [Contract Manufacturing (1)](https://www.bayviewfunding.com/blog/topic/contract-manufacturing)
- [Credit Application (1)](https://www.bayviewfunding.com/blog/topic/credit-application)
- [Credit History (1)](https://www.bayviewfunding.com/blog/topic/credit-history)
- [Cyber security (1)](https://www.bayviewfunding.com/blog/topic/cyber-security)
- [Digital trends and technologies (1)](https://www.bayviewfunding.com/blog/topic/digital-trends-and-technologies)
- [EBITDA (1)](https://www.bayviewfunding.com/blog/topic/ebitda)
- [EMV Chip card (1)](https://www.bayviewfunding.com/blog/topic/emv-chip-card)
- [Factoring Facilities (1)](https://www.bayviewfunding.com/blog/topic/factoring-facilities)
- [Government grants (1)](https://www.bayviewfunding.com/blog/topic/government-grants)
- [Manufacturing financing (1)](https://www.bayviewfunding.com/blog/topic/manufacturing-financing)
- [Merchant Cash Advance (1)](https://www.bayviewfunding.com/blog/topic/merchant-cash-advance)
- [Relay for life (1)](https://www.bayviewfunding.com/blog/topic/relay-for-life)
- [Temporary Employment (1)](https://www.bayviewfunding.com/blog/topic/temporary-employment)
- [Types of Invoice Factoring (1)](https://www.bayviewfunding.com/blog/topic/types-of-invoice-factoring)
- [Veteran owned business (1)](https://www.bayviewfunding.com/blog/topic/veteran-owned-business)
- [Whoelsale Financing (1)](https://www.bayviewfunding.com/blog/topic/whoelsale-financing)
- [entrepreneurs (1)](https://www.bayviewfunding.com/blog/topic/entrepreneurs)
- [payroll financing for staffing (1)](https://www.bayviewfunding.com/blog/topic/payroll-financing-for-staffing)
- [what is invoice factoring? (1)](https://www.bayviewfunding.com/blog/topic/what-is-invoice-factoring)

[see all](https://www.bayviewfunding.com/blog/author/aaron-zahedani#)

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