--- title: Bay View Funding Blog | Small business loan description: Small business loan | Bay View Funding blogs explain what invoice factoring is and how factoring services can help a business owner with any cash flow problems. --- [![Submit a Payment](https://no-cache.hubspot.com/cta/default/211725/2836a4c1-908b-4584-8956-c2dfd9109628.png)](https://cta-redirect.hubspot.com/cta/redirect/211725/2836a4c1-908b-4584-8956-c2dfd9109628)   [Client Login](https://bayviewfunding.profitstars.com/) [Contact Us](https://www.bayviewfunding.com/contact) [(888) 229-9993](tel:888-229-9993) [![Bay View Funding Logo](https://www.bayviewfunding.com/hs-fs/file-433076702-png/images/logo-2.png?width=335&height=90&name=logo-2.png "Bay View Funding Logo")](https://www.bayviewfunding.com/) Fast invoice factoring and reliable service since 1985 [Se Habla Español](https://sites.bayviewfunding.com/prestamos-para-negocios) # Bay View Funding Blog ## [Government Small Business Loans Lending Cap Increased ](https://www.bayviewfunding.com/blog/government-small-business-loans-lending-cap-increased) Posted by [Gil Oliva](https://www.bayviewfunding.com/blog/author/gil-oliva) on Wed, Aug 05, 2015 @ 08:30 AM [![](https://www.bayviewfunding.com/hubfs/BVF_Images_and_Logos_/Govt_loan_blog.jpg) ](https://www.bayviewfunding.com/blog/government-small-business-loans-lending-cap-increased) Small business lending through the government’s biggest small business loan program reached the limit set by Congress in early July, but is headed for a restart thanks to House approval to increase the ceiling. The House approved a bill on Monday, July 27th with an amendment lifting the SBA’s lending cap from $18.75 billion to $23.5 billion for the [7(a) loan program](http://www.sba.gov/7a-loan-program).   [Read More](https://www.bayviewfunding.com/blog/government-small-business-loans-lending-cap-increased) 0 Comments [Click here to read/write comments](https://www.bayviewfunding.com/blog/government-small-business-loans-lending-cap-increased#comments) Topics: [About Invoice Factoring](https://www.bayviewfunding.com/blog/topic/about-invoice-factoring), [Small business loan](https://www.bayviewfunding.com/blog/topic/small-business-loan) ## [When Should I Personally Guarantee my Small Business Loan?](https://www.bayviewfunding.com/blog/when-should-i-personally-guarantee-my-small-business-loan) Posted by [Gil Oliva](https://www.bayviewfunding.com/blog/author/gil-oliva) on Fri, May 08, 2015 @ 08:00 AM [![](https://www.bayviewfunding.com/hubfs/BVF_Images_and_Logos_/personal_gty_blog.jpg) ](https://www.bayviewfunding.com/blog/when-should-i-personally-guarantee-my-small-business-loan) Starting a new business, or expanding an existing business usually requires extra capital. Often small business owners are asked to sign a personal guarantee to secure the loan. What does this mean, and does it make good business sense?  [Read More](https://www.bayviewfunding.com/blog/when-should-i-personally-guarantee-my-small-business-loan) 0 Comments [Click here to read/write comments](https://www.bayviewfunding.com/blog/when-should-i-personally-guarantee-my-small-business-loan#comments) Topics: [Small business loan](https://www.bayviewfunding.com/blog/topic/small-business-loan), [Cash Flow management](https://www.bayviewfunding.com/blog/topic/cash-flow-management) ## [U.S. Economy – A Strong Finish to 2014](https://www.bayviewfunding.com/blog/u.s.-economy-a-strong-finish-to-2014) Posted by [Gil Oliva](https://www.bayviewfunding.com/blog/author/gil-oliva) on Wed, Jan 07, 2015 @ 03:17 PM [![](https://www.bayviewfunding.com/hs-fs/hub/211725/file-2314903570-png/BVF_Images_and_Logos_/GDP_2014.png) ](https://www.bayviewfunding.com/blog/u.s.-economy-a-strong-finish-to-2014) [Latest government data](http://www.bea.gov/newsreleases/glance.htm) indicates that the economy bounced back sharply in 2014. This economic improvement is projected to continue into 2015, which is great news for business.  [Read More](https://www.bayviewfunding.com/blog/u.s.-economy-a-strong-finish-to-2014) 0 Comments [Click here to read/write comments](https://www.bayviewfunding.com/blog/u.s.-economy-a-strong-finish-to-2014#comments) Topics: [Business Growth](https://www.bayviewfunding.com/blog/topic/business-growth), [About Invoice Factoring](https://www.bayviewfunding.com/blog/topic/about-invoice-factoring), [Small business loan](https://www.bayviewfunding.com/blog/topic/small-business-loan), [Commercial Financing](https://www.bayviewfunding.com/blog/topic/commercial-financing) ## [Getting a Business Loan with Bad Credit](https://www.bayviewfunding.com/blog/getting-a-business-loan-with-bad-credit) Posted by [Seth Herman](https://www.bayviewfunding.com/blog/author/seth-herman) on Fri, Dec 12, 2014 @ 08:01 AM [![](https://www.bayviewfunding.com/hs-fs/hub/211725/file-31497454-jpg/images/factor_vs_bank.jpg) ](https://www.bayviewfunding.com/blog/getting-a-business-loan-with-bad-credit) In business, as well as in life, the potential for bad credit can lurk just around the corner. Small to medium sized businesses strive for good credit scores so that, should it be necessary, obtaining a bank loan in order to grow won’t be a problem. But if a business falls into the bad credit rut is there an answer that not only helps improve credit scores but also meets immediate cash flow requirements?  In bad credit situations, it is important to get a handle on the reason for the bad credit. Was it a one off situation, or is there a fundamental issue with cash flow? Getting your business score back on track is important for a business to grow.  [Read More](https://www.bayviewfunding.com/blog/getting-a-business-loan-with-bad-credit) 0 Comments [Click here to read/write comments](https://www.bayviewfunding.com/blog/getting-a-business-loan-with-bad-credit#comments) Topics: [Cash Flow Solution](https://www.bayviewfunding.com/blog/topic/cash-flow-solution), [Factoring Accounts Receivable](https://www.bayviewfunding.com/blog/topic/factoring-accounts-receivable), [Credit cards](https://www.bayviewfunding.com/blog/topic/credit-cards), [Small business loan](https://www.bayviewfunding.com/blog/topic/small-business-loan) ## [Small Business Financing Options](https://www.bayviewfunding.com/blog/small-business-financing-options) Posted by [Aaron Zahedani](https://www.bayviewfunding.com/blog/author/aaron-zahedani) on Wed, Dec 10, 2014 @ 08:00 AM [![](https://www.bayviewfunding.com/hs-fs/hub/211725/file-2209323384-jpg/BVF_Images_and_Logos_/Financing_Options_12-10blog.jpg) ](https://www.bayviewfunding.com/blog/small-business-financing-options) Would it surprise you to know that most small businesses still consider the bank to be the first port of call when looking for a loan? There are more options out there; it is just a question of where to look.  [Read More](https://www.bayviewfunding.com/blog/small-business-financing-options) 0 Comments [Click here to read/write comments](https://www.bayviewfunding.com/blog/small-business-financing-options#comments) Topics: [About Invoice Factoring](https://www.bayviewfunding.com/blog/topic/about-invoice-factoring), [Financing Government Contractors](https://www.bayviewfunding.com/blog/topic/financing-government-contractors), [Small business loan](https://www.bayviewfunding.com/blog/topic/small-business-loan) ## [Small Business Loans for Truckers](https://www.bayviewfunding.com/blog/small-business-loans-for-truckers) Posted by [Gil Oliva](https://www.bayviewfunding.com/blog/author/gil-oliva) on Fri, Dec 05, 2014 @ 10:07 AM [![](https://www.bayviewfunding.com/hs-fs/hub/211725/file-2183337845-jpg/BVF_Images_and_Logos_/Loans_for_Truckers_blog_12-5.jpg) ](https://www.bayviewfunding.com/blog/small-business-loans-for-truckers) The demand for services from trucking companies continues to increase. How will your trucking company accommodate the rising demand? The future holds great opportunity, so what type of commercial financing solution would be the best for you? [Read More](https://www.bayviewfunding.com/blog/small-business-loans-for-truckers) 0 Comments [Click here to read/write comments](https://www.bayviewfunding.com/blog/small-business-loans-for-truckers#comments) Topics: [Freight Factoring for Trucking Companies](https://www.bayviewfunding.com/blog/topic/freight-factoring-for-trucking-companies), [Fuel Advance Factoring for Trucking Companies](https://www.bayviewfunding.com/blog/topic/fuel-advance-factoring-for-trucking-companies), [Small business loan](https://www.bayviewfunding.com/blog/topic/small-business-loan) ## [What do I need to do to Qualify for a Small Business Loan?](https://www.bayviewfunding.com/blog/what-do-i-need-to-do-to-qualify-for-a-small-business-loan) Posted by [Gil Oliva](https://www.bayviewfunding.com/blog/author/gil-oliva) on Wed, Sep 24, 2014 @ 07:56 AM [![](https://www.bayviewfunding.com/hs-fs/hub/211725/file-1693052764-jpg/BVF_Images_and_Logos_/Business_loans_blog.jpg) ](https://www.bayviewfunding.com/blog/what-do-i-need-to-do-to-qualify-for-a-small-business-loan) Small businesses need to be funded, and it appears that the options for funding are opening up. Let’s consider the small business loan option, and what you will need to provide to your lender when applying. An article in SBA News very clearly sets out what needs to be addressed when your company decides to apply for a business loan. The most common forms of small business financing can be found through a bank or a government agency such as the Small Business Administration [(SBA)](http://www.sba.gov). The most important requirement is that your company must be ***financially able to cover any obligations despite any hiccups along the way***. It is vital to maintain good credit standing and excellent business relationships with both customers and vendors [Read More](https://www.bayviewfunding.com/blog/what-do-i-need-to-do-to-qualify-for-a-small-business-loan) 0 Comments [Click here to read/write comments](https://www.bayviewfunding.com/blog/what-do-i-need-to-do-to-qualify-for-a-small-business-loan#comments) Topics: [About Invoice Factoring](https://www.bayviewfunding.com/blog/topic/about-invoice-factoring), [Financing Government Contractors](https://www.bayviewfunding.com/blog/topic/financing-government-contractors), [Working Capital](https://www.bayviewfunding.com/blog/topic/working-capital), [Small business loan](https://www.bayviewfunding.com/blog/topic/small-business-loan) [All posts](https://www.bayviewfunding.com/blog/all) [Next](https://www.bayviewfunding.com/blog/topic/small-business-loan/page/2) ### Subscribe by Email ### Posts by Topic - [About Invoice Factoring (157)](https://www.bayviewfunding.com/blog/topic/about-invoice-factoring) - 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