Surviving a Cash Flow Crisis

“Nearly 17 percent of banking professionals surveyed said most businesses are seeking loans to free capital tied up in receivables, while another 40 percent said most loan applicants are looking to borrow for other working capital needs.” – Forbes.com 

For many businesses, there are times in each monthly or quarterly cycle where cash may be flowing at a trickle and a little financial help is needed to make payments; but it is harder and harder to find banks that are prepared to help loosen the faucet through a loan or line of credit unless excellent financial performance and past history can be clearly shown.