--- title: Bay View Funding Blog description: Bay View Funding blogs explain what invoice factoring is and how factoring services can help a business owner with any cash flow problems. --- [![Submit a Payment](https://no-cache.hubspot.com/cta/default/211725/2836a4c1-908b-4584-8956-c2dfd9109628.png)](https://cta-redirect.hubspot.com/cta/redirect/211725/2836a4c1-908b-4584-8956-c2dfd9109628)   [Client Login](https://bayviewfunding.profitstars.com/) [Contact Us](https://www.bayviewfunding.com/contact) [(888) 229-9993](tel:888-229-9993) [![Bay View Funding Logo](https://www.bayviewfunding.com/hs-fs/file-433076702-png/images/logo-2.png?width=335&height=90&name=logo-2.png "Bay View Funding Logo")](https://www.bayviewfunding.com/) Fast invoice factoring and reliable service since 1985 [Se Habla Español](https://sites.bayviewfunding.com/prestamos-para-negocios) # Bay View Funding Blog ## [Aaron Zahedani Returns to Bay View Funding as EVP, Credit & Portfolio Manager, in San Jose, CA](https://www.bayviewfunding.com/blog/aaron-zahedani-returns-to-bay-view-funding-as-evp-credit-portfolio-manager-in-san-jose-ca) Posted by [Bay View Funding](https://www.bayviewfunding.com/blog/author/bay-view-funding) on Thu, Feb 17, 2022 @ 01:30 PM [![](https://www.bayviewfunding.com/hubfs/Bay%20View%20Funding%20December%202021%20%281%29.png) ](https://www.bayviewfunding.com/blog/aaron-zahedani-returns-to-bay-view-funding-as-evp-credit-portfolio-manager-in-san-jose-ca) SAN JOSE, Calif., February 17, 2022 -- **Bay View Funding**, a subsidiary of **Heritage Bank of Commerce, the Bank, and Heritage Commerce Corp (Nasdaq: HTBK), the holding company**, today announced the appointment of Aaron Zahedani as Executive Vice President, Credit & Portfolio Management in San Jose, California, effective immediately.  Zahedani returns to Bay View after spending over three years as Vice President, Underwriter with Wells Fargo Capital Finance. In his new role, Mr. Zahedani will focus on overseeing the global credit risk and portfolio management team for all of Bay View Funding’s various portfolios. [Read More](https://www.bayviewfunding.com/blog/aaron-zahedani-returns-to-bay-view-funding-as-evp-credit-portfolio-manager-in-san-jose-ca) 0 Comments [Click here to read/write comments](https://www.bayviewfunding.com/blog/aaron-zahedani-returns-to-bay-view-funding-as-evp-credit-portfolio-manager-in-san-jose-ca#comments) ## [Bay View Funding Appoints Morgan Hansen Vice President, Regional Sales Manager in Atlanta](https://www.bayviewfunding.com/blog/bay-view-funding-appoints-morgan-hansen-vice-president-regional-sales-manager-in-atlanta) Posted by [Aaron Zahedani](https://www.bayviewfunding.com/blog/author/aaron-zahedani) on Mon, Sep 27, 2021 @ 11:45 PM [![](https://www.bayviewfunding.com/hubfs/img_morgan_hansen.jpg) ](https://www.bayviewfunding.com/blog/bay-view-funding-appoints-morgan-hansen-vice-president-regional-sales-manager-in-atlanta) Bay View Funding, a subsidiary of Heritage Bank of Commerce, today announced the appointment of Morgan Hansen as vice president and regional sales manager in Atlanta, Georgia. [Read More](https://www.bayviewfunding.com/blog/bay-view-funding-appoints-morgan-hansen-vice-president-regional-sales-manager-in-atlanta) 0 Comments [Click here to read/write comments](https://www.bayviewfunding.com/blog/bay-view-funding-appoints-morgan-hansen-vice-president-regional-sales-manager-in-atlanta#comments) Topics: [Business Growth](https://www.bayviewfunding.com/blog/topic/business-growth) ## [Heritage Bank of Commerce Builds Out National Specialty Finance Group](https://www.bayviewfunding.com/blog/heritage-bank-of-commerce-builds-out-national-specialty-finance-group) Posted by [Aaron Zahedani](https://www.bayviewfunding.com/blog/author/aaron-zahedani) on Tue, Jun 29, 2021 @ 02:17 PM [![](https://www.bayviewfunding.com/hubfs/hbc.png) ](https://www.bayviewfunding.com/blog/heritage-bank-of-commerce-builds-out-national-specialty-finance-group)   San Jose, California — June 29, 2021 — **Heritage Ban****k of Commerce (the “Bank”)**, a subsidiary of **Heritage Commerce  Corp (Nasdaq: HTBK)**, today announced that the Bank continues to expand its Specialty Finance Group. The Specialty  Finance Group consists of Bay View Funding’s national factoring business and the Bank’s national Asset-Based Lending  (“ABL”)/Corporate Finance team and regional Small Business Administration (“SBA”) lending team in the San Francisco  Bay Area. Heritage Bank of Commerce is an SBA Preferred Lender. Bay View Funding is a wholly owned subsidiary of  Heritage Bank of Commerce.  The Specialty Finance Group is structured to focus on and serve a comprehensive variety of clients who need alternative  loan products. The solutions driven team of commercial finance professionals has a long and established history of  funding privately held, microcap, venture-backed, private equity supported and publicly traded companies across the  United States. [Read More](https://www.bayviewfunding.com/blog/heritage-bank-of-commerce-builds-out-national-specialty-finance-group) 0 Comments [Click here to read/write comments](https://www.bayviewfunding.com/blog/heritage-bank-of-commerce-builds-out-national-specialty-finance-group#comments) Topics: [Business Growth](https://www.bayviewfunding.com/blog/topic/business-growth), [About Invoice Factoring](https://www.bayviewfunding.com/blog/topic/about-invoice-factoring) ## [Is Invoice Factoring Possible with Bad Credit?](https://www.bayviewfunding.com/blog/bid/329011/is-invoice-factoring-possible-with-bad-credit) Posted by [Aaron Zahedani](https://www.bayviewfunding.com/blog/author/aaron-zahedani) on Fri, Feb 19, 2021 @ 09:00 AM [![](https://www.bayviewfunding.com/hs-fs/file-274845012-jpg/images/dollar-army-5-1162220-m-resized-600.jpg) ](https://www.bayviewfunding.com/blog/bid/329011/is-invoice-factoring-possible-with-bad-credit) # Don't let bad credit hold you back from your success There are times when you may be experiencing a cash flow crunch, or have little or no credit history and you believe traditional forms of finance may just not be an option. During these times you may also worry that[ invoice factoring](https://www.bayviewfunding.com/financial-products-services/faq/) companies will also turn you down because of some form of poor credit history. [Read More](https://www.bayviewfunding.com/blog/bid/329011/is-invoice-factoring-possible-with-bad-credit) 1 Comments [Click here to read/write comments](https://www.bayviewfunding.com/blog/bid/329011/is-invoice-factoring-possible-with-bad-credit#comments) Topics: [Alternative Financing](https://www.bayviewfunding.com/blog/topic/alternative-financing), [About Invoice Factoring](https://www.bayviewfunding.com/blog/topic/about-invoice-factoring) ## [The Invoice Factoring Process in 5 Simple Steps](https://www.bayviewfunding.com/blog/the-invoice-factoring-process-in-5-simple-steps) Posted by [Gil Oliva](https://www.bayviewfunding.com/blog/author/gil-oliva) on Sun, Feb 07, 2021 @ 10:02 AM [![](https://www.bayviewfunding.com/hubfs/business%20cash%20flow.jpg) ](https://www.bayviewfunding.com/blog/the-invoice-factoring-process-in-5-simple-steps) ## From Initial Contact to Commitment – Invoice Factoring in 5 Simple Steps The invoice factoring promise of an injection of money now for invoices due to be paid by your customer later could be just what your company needs to succeed. However, rather like applying for a mortgage, or filling out your tax return, the process may initially seem intimidating. Any application that involves filling out paperwork, and a request for detailed documentation, certainly requires a level of commitment. Once you have [investigated invoice factoring as an option](https://www.bayviewfunding.com/blog/bid/347840/Invoice-Factoring-5-Frequently-Asked-Questions), consider the complete invoice factoring cycle to help you decide if factoring really would be a great fit for your company. The steps are simple, but it pays to be prepared: [Read More](https://www.bayviewfunding.com/blog/the-invoice-factoring-process-in-5-simple-steps) 0 Comments [Click here to read/write comments](https://www.bayviewfunding.com/blog/the-invoice-factoring-process-in-5-simple-steps#comments) Topics: [How to Grow Your Business](https://www.bayviewfunding.com/blog/topic/how-to-grow-your-business), [About Invoice Factoring](https://www.bayviewfunding.com/blog/topic/about-invoice-factoring), [Financing Government Contractors](https://www.bayviewfunding.com/blog/topic/financing-government-contractors) ## [The Move Toward Sustainability in Business](https://www.bayviewfunding.com/blog/the-move-toward-sustainability-in-business) Posted by [Gil Oliva](https://www.bayviewfunding.com/blog/author/gil-oliva) on Mon, Jan 04, 2021 @ 11:15 AM [![](https://www.bayviewfunding.com/hubfs/bigstock--158874416.jpg) ](https://www.bayviewfunding.com/blog/the-move-toward-sustainability-in-business) The trend toward environmental sustainability grows stronger every year, as more businesses recognize the [value](https://intpolicydigest.org/2019/10/16/7-reasons-why-businesses-need-to-go-green-or-get-out/) of going green. Unfortunately, the upfront costs of retrofits, new builds, and equipment purchases can often prevent businesses from making the switch to sustainability. To bridge the gap between cost and benefit, many companies turn to invoice factoring. Here are some of the benefits of sustainability investments and the reasons to use invoice factoring to secure capital. [Read More](https://www.bayviewfunding.com/blog/the-move-toward-sustainability-in-business) 0 Comments [Click here to read/write comments](https://www.bayviewfunding.com/blog/the-move-toward-sustainability-in-business#comments) Topics: [Business Financing](https://www.bayviewfunding.com/blog/topic/business-financing), [Trends](https://www.bayviewfunding.com/blog/topic/trends) ## [How Your Invoice Factoring Company Determines Clients](https://www.bayviewfunding.com/blog/how-invoice-factoring-companies-determines-clients) Posted by [Gil Oliva](https://www.bayviewfunding.com/blog/author/gil-oliva) on Thu, Dec 10, 2020 @ 09:00 AM [![](https://www.bayviewfunding.com/hubfs/bigstock-Business-Man-Select-Happy----154724822.jpg) ](https://www.bayviewfunding.com/blog/how-invoice-factoring-companies-determines-clients) If your business has a less-than-perfect credit rating, or your company is having difficulty obtaining investments or a loan, invoice factoring can be an extremely beneficial funding alternative. Invoice factoring companies base their decision on more than the business credit score when deciding who to work with. [Read More](https://www.bayviewfunding.com/blog/how-invoice-factoring-companies-determines-clients) 0 Comments [Click here to read/write comments](https://www.bayviewfunding.com/blog/how-invoice-factoring-companies-determines-clients#comments) Topics: [Alternative Financing](https://www.bayviewfunding.com/blog/topic/alternative-financing), [Invoice factoring](https://www.bayviewfunding.com/blog/topic/invoice-factoring) [All posts](https://www.bayviewfunding.com/blog/all) [Next](https://www.bayviewfunding.com/blog/page/2) ### Subscribe by Email ### Posts by Topic - [About Invoice Factoring (157)](https://www.bayviewfunding.com/blog/topic/about-invoice-factoring) - [Financing Government Contractors (100)](https://www.bayviewfunding.com/blog/topic/financing-government-contractors) - [Cash Flow (59)](https://www.bayviewfunding.com/blog/topic/cash-flow) - [Cash Flow Solution (48)](https://www.bayviewfunding.com/blog/topic/cash-flow-solution) - [Alternative Financing (42)](https://www.bayviewfunding.com/blog/topic/alternative-financing) - 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