--- title: Bay View Funding Blog | Gil Oliva description: Bay View Funding blogs explain what invoice factoring is and how factoring services can help a business owner with any cash flow problems. --- [![Submit a Payment](https://no-cache.hubspot.com/cta/default/211725/2836a4c1-908b-4584-8956-c2dfd9109628.png)](https://cta-redirect.hubspot.com/cta/redirect/211725/2836a4c1-908b-4584-8956-c2dfd9109628)   [Client Login](https://bayviewfunding.profitstars.com/) [Contact Us](https://www.bayviewfunding.com/contact) [(888) 229-9993](tel:888-229-9993) [![Bay View Funding Logo](https://www.bayviewfunding.com/hs-fs/file-433076702-png/images/logo-2.png?width=335&height=90&name=logo-2.png "Bay View Funding Logo")](https://www.bayviewfunding.com/) Fast invoice factoring and reliable service since 1985 [Se Habla Español](https://sites.bayviewfunding.com/prestamos-para-negocios) # Bay View Funding Blog ## Gil Oliva Find me on: ### Recent Posts ## [The Invoice Factoring Process in 5 Simple Steps](https://www.bayviewfunding.com/blog/the-invoice-factoring-process-in-5-simple-steps) Posted by [Gil Oliva](https://www.bayviewfunding.com/blog/author/gil-oliva) on Sun, Feb 07, 2021 @ 10:02 AM [![](https://www.bayviewfunding.com/hubfs/business%20cash%20flow.jpg) ](https://www.bayviewfunding.com/blog/the-invoice-factoring-process-in-5-simple-steps) ## From Initial Contact to Commitment – Invoice Factoring in 5 Simple Steps The invoice factoring promise of an injection of money now for invoices due to be paid by your customer later could be just what your company needs to succeed. However, rather like applying for a mortgage, or filling out your tax return, the process may initially seem intimidating. Any application that involves filling out paperwork, and a request for detailed documentation, certainly requires a level of commitment. Once you have [investigated invoice factoring as an option](https://www.bayviewfunding.com/blog/bid/347840/Invoice-Factoring-5-Frequently-Asked-Questions), consider the complete invoice factoring cycle to help you decide if factoring really would be a great fit for your company. The steps are simple, but it pays to be prepared: [Read More](https://www.bayviewfunding.com/blog/the-invoice-factoring-process-in-5-simple-steps) 0 Comments [Click here to read/write comments](https://www.bayviewfunding.com/blog/the-invoice-factoring-process-in-5-simple-steps#comments) Topics: [How to Grow Your Business](https://www.bayviewfunding.com/blog/topic/how-to-grow-your-business), [About Invoice Factoring](https://www.bayviewfunding.com/blog/topic/about-invoice-factoring), [Financing Government Contractors](https://www.bayviewfunding.com/blog/topic/financing-government-contractors) ## [The Move Toward Sustainability in Business](https://www.bayviewfunding.com/blog/the-move-toward-sustainability-in-business) Posted by [Gil Oliva](https://www.bayviewfunding.com/blog/author/gil-oliva) on Mon, Jan 04, 2021 @ 11:15 AM [![](https://www.bayviewfunding.com/hubfs/bigstock--158874416.jpg) ](https://www.bayviewfunding.com/blog/the-move-toward-sustainability-in-business) The trend toward environmental sustainability grows stronger every year, as more businesses recognize the [value](https://intpolicydigest.org/2019/10/16/7-reasons-why-businesses-need-to-go-green-or-get-out/) of going green. Unfortunately, the upfront costs of retrofits, new builds, and equipment purchases can often prevent businesses from making the switch to sustainability. To bridge the gap between cost and benefit, many companies turn to invoice factoring. Here are some of the benefits of sustainability investments and the reasons to use invoice factoring to secure capital. [Read More](https://www.bayviewfunding.com/blog/the-move-toward-sustainability-in-business) 0 Comments [Click here to read/write comments](https://www.bayviewfunding.com/blog/the-move-toward-sustainability-in-business#comments) Topics: [Business Financing](https://www.bayviewfunding.com/blog/topic/business-financing), [Trends](https://www.bayviewfunding.com/blog/topic/trends) ## [How Your Invoice Factoring Company Determines Clients](https://www.bayviewfunding.com/blog/how-invoice-factoring-companies-determines-clients) Posted by [Gil Oliva](https://www.bayviewfunding.com/blog/author/gil-oliva) on Thu, Dec 10, 2020 @ 09:00 AM [![](https://www.bayviewfunding.com/hubfs/bigstock-Business-Man-Select-Happy----154724822.jpg) ](https://www.bayviewfunding.com/blog/how-invoice-factoring-companies-determines-clients) If your business has a less-than-perfect credit rating, or your company is having difficulty obtaining investments or a loan, invoice factoring can be an extremely beneficial funding alternative. Invoice factoring companies base their decision on more than the business credit score when deciding who to work with. [Read More](https://www.bayviewfunding.com/blog/how-invoice-factoring-companies-determines-clients) 0 Comments [Click here to read/write comments](https://www.bayviewfunding.com/blog/how-invoice-factoring-companies-determines-clients#comments) Topics: [Alternative Financing](https://www.bayviewfunding.com/blog/topic/alternative-financing), [Invoice factoring](https://www.bayviewfunding.com/blog/topic/invoice-factoring) ## [Invoice Factoring: Dependable Financing in Unpredictable Circumstances](https://www.bayviewfunding.com/blog/invoice-factoring-dependable-financing-in-unpredictable-circumstances) Posted by [Gil Oliva](https://www.bayviewfunding.com/blog/author/gil-oliva) on Mon, Sep 21, 2020 @ 08:00 AM [![](https://www.bayviewfunding.com/hubfs/BVF%20III.png) ](https://www.bayviewfunding.com/blog/invoice-factoring-dependable-financing-in-unpredictable-circumstances) Imagine this: You notice the ocean swell and churn as wave frequency, wind speeds, and rainfall steadily increase. The meteorological forecast is calling for a storm. Over the next couple of days, you prepare for the worst by boarding up windows, stocking up on food, and finalizing a potential evacuation plan. There might be a terrible storm, but it could just as easily blow over. What matters is whether you are prepared. [Read More](https://www.bayviewfunding.com/blog/invoice-factoring-dependable-financing-in-unpredictable-circumstances) 0 Comments [Click here to read/write comments](https://www.bayviewfunding.com/blog/invoice-factoring-dependable-financing-in-unpredictable-circumstances#comments) Topics: [Alternative Financing](https://www.bayviewfunding.com/blog/topic/alternative-financing), [Working Capital](https://www.bayviewfunding.com/blog/topic/working-capital), [Business Financing](https://www.bayviewfunding.com/blog/topic/business-financing) ## [Why are Accounts Receivable Aging Reports So Important?](https://www.bayviewfunding.com/blog/why-are-accounts-receivable-aging-reports-so-important) Posted by [Gil Oliva](https://www.bayviewfunding.com/blog/author/gil-oliva) on Mon, Aug 24, 2020 @ 09:30 AM ![Image of Accounts receivable report showing invoice balances and payments](https://www.bayviewfunding.com/hs-fs/file-641842692-jpg/images/blog_4.4.jpg?width=300&name=blog_4.4.jpg "accounts receivable aging report") In order to structure a workable operating budget for your company, it is necessary to periodically generate an accounts receivable aging report. What is an accounts receivable aging report? An accounts receivable aging report, simply put, shows the total balances owed by clients and the duration for which their invoices have been outstanding, broken down into categories, such as 30-60 days, 60 to 90 days, 90-120 days, etc. [Read More](https://www.bayviewfunding.com/blog/why-are-accounts-receivable-aging-reports-so-important) 0 Comments [Click here to read/write comments](https://www.bayviewfunding.com/blog/why-are-accounts-receivable-aging-reports-so-important#comments) Topics: [Cash Flow Solution](https://www.bayviewfunding.com/blog/topic/cash-flow-solution), [Factoring Accounts Receivable](https://www.bayviewfunding.com/blog/topic/factoring-accounts-receivable), [Financing Government Contractors](https://www.bayviewfunding.com/blog/topic/financing-government-contractors) ## [6 Large Volume Industries That Benefit From Invoice Factoring](https://www.bayviewfunding.com/blog/6-large-volume-industries-that-benefit-from-invoice-factoring) Posted by [Gil Oliva](https://www.bayviewfunding.com/blog/author/gil-oliva) on Thu, Mar 12, 2020 @ 12:45 PM [![](https://www.bayviewfunding.com/hubfs/bigstock--168777035.jpg) ](https://www.bayviewfunding.com/blog/6-large-volume-industries-that-benefit-from-invoice-factoring) Many large businesses work with invoice factoring companies because factoring can provide them with funds they need quickly – in as little as 24 hours in some cases. When invoice factoring companies purchase invoices from a company’s accounts receivable, that business can get cash then rather than wait the typical 30-90 days for customers to pay to receive said cash. This constant flow of working capital can allow businesses to do things like hire more staff, expand offices, or purchase necessary equipment. In fact, the reason many businesses Here are some of the top large volume industries that benefit from invoice factoring: [Read More](https://www.bayviewfunding.com/blog/6-large-volume-industries-that-benefit-from-invoice-factoring) 0 Comments [Click here to read/write comments](https://www.bayviewfunding.com/blog/6-large-volume-industries-that-benefit-from-invoice-factoring#comments) Topics: [Manufacturing and Distribution Financing](https://www.bayviewfunding.com/blog/topic/manufacturing-and-distribution-financing), [The Benefits of Invoice Factoring](https://www.bayviewfunding.com/blog/topic/the-benefits-of-invoice-factoring), [Wholesale financing](https://www.bayviewfunding.com/blog/topic/wholesale-financing), [Staffing Industry](https://www.bayviewfunding.com/blog/topic/staffing-industry) ## [Invoice Factoring - What Happens When Customers Don’t Pay?](https://www.bayviewfunding.com/blog/invoice-factoring-what-happens-when-customers-dont-pay) Posted by [Gil Oliva](https://www.bayviewfunding.com/blog/author/gil-oliva) on Thu, Jan 16, 2020 @ 08:21 AM [![](https://www.bayviewfunding.com/hs-fs/file-532451771-jpg/images/blog_2.19.jpg) ](https://www.bayviewfunding.com/blog/invoice-factoring-what-happens-when-customers-dont-pay) Considering invoice factoring, but worried about the implications if a customer does not pay? Allow Bay View funding provide some clarification the process. Firstly, to put your mind at ease before we go into details, ***an efficient invoice factoring company will thoroughly vet your customers for reliability to reduce the risks associated with non-payment. An invoice factoring company should always:*** - [Run a credit check on customers](http://www.inc.com/guides/2010/12/how-to-run-a-credit-check.html) - Provide accounts receivable reporting and [invoice management](https://www.bayviewfunding.com/blog/bid/332700/How-Factoring-Companies-Help-With-Invoice-Management) throughout the factoring process from invoice in to payment out [Read More](https://www.bayviewfunding.com/blog/invoice-factoring-what-happens-when-customers-dont-pay) 0 Comments [Click here to read/write comments](https://www.bayviewfunding.com/blog/invoice-factoring-what-happens-when-customers-dont-pay#comments) Topics: [About Invoice Factoring](https://www.bayviewfunding.com/blog/topic/about-invoice-factoring) [All posts](https://www.bayviewfunding.com/blog/all) [Next](https://www.bayviewfunding.com/blog/author/gil-oliva/page/2) ### Subscribe by Email ### Posts by Topic - [About Invoice Factoring (157)](https://www.bayviewfunding.com/blog/topic/about-invoice-factoring) - [Financing Government Contractors (100)](https://www.bayviewfunding.com/blog/topic/financing-government-contractors) - 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