---
title: When to Use a Factor to Boost Immediate Cash Flow
description: What are some of the best times for a business to consider using invoice factoring to boost cash flow?
image: http://www.bayviewfunding.com/hubfs/Screen%20Shot%202017-03-28%20at%201.44.47%20PM.png
---

[![Submit a Payment](https://no-cache.hubspot.com/cta/default/211725/2836a4c1-908b-4584-8956-c2dfd9109628.png)](https://cta-redirect.hubspot.com/cta/redirect/211725/2836a4c1-908b-4584-8956-c2dfd9109628)   [Client Login](https://bayviewfunding.profitstars.com/) [Contact Us](https://www.bayviewfunding.com/contact) [(888) 229-9993](tel:888-229-9993)

[![Bay View Funding Logo](https://www.bayviewfunding.com/hs-fs/file-433076702-png/images/logo-2.png?width=335&height=90&name=logo-2.png "Bay View Funding Logo")](https://www.bayviewfunding.com/)

Fast invoice factoring and reliable service since 1985

[Se Habla Español](https://sites.bayviewfunding.com/prestamos-para-negocios)

# Bay View Funding Blog

## [When to Use a Factor to Boost Immediate Cash Flow](https://www.bayviewfunding.com/blog/when-to-use-a-factor-to-boost-immediate-cash-flow)

Posted by [Gil Oliva](https://www.bayviewfunding.com/blog/author/gil-oliva) on Thu, Jan 19, 2017 @ 08:00 AM

![When is the right time for your business to use invoice factoring?](http://www.bayviewfunding.com/hs-fs/hubfs/Screen%20Shot%202017-03-28%20at%201.44.47%20PM.png?width=314&name=Screen%20Shot%202017-03-28%20at%201.44.47%20PM.png "When is the right time for your business to use invoice factoring?")Like many financial services, invoice factoring works best when used as part of an overall financial management strategy. When used appropriately, it may help jumpstart growth, pay down debt, and help businesses find a path to financial success. We’re here to help you understand exactly what invoice factoring is and when you should consider using it for your business.

What is Invoice Factoring?

Invoice factoring is a process designed to help companies get their money faster. Instead of waiting for weeks or even months for the invoices to be paid, a third-party company (an invoice factoring company) will purchase your outstanding invoices. Once this step is completed, the company may pay you in full in as little as 24 hours.

Essentially, invoice factoring is a form of loan your customers will pay. The biggest benefit, of course, is the speed. Sometimes customers can take 30- or even 60-plus days before they pay their outstanding invoices. The factoring company does your waiting for you, allowing your business to push forward.

Invoice factoring is also simpler. You collect from one source – the factoring company. These companies receive the money from your customers, saving you the trouble of collections and follow up.  

Should I use Invoice Factoring?

If you’re on the fence about taking advantage of invoice factoring, it’s understandable. After all, you need to think about the future of your business in every endeavor. If any of these conditions sound like your situation, however, invoice factoring could be a very big help:

- You need your money immediately. Even if you’re making sales consistently and frequently, it doesn’t mean you’ll receive payment immediately. Invoice factoring can help you pay employees, order supplies, invest in new ventures, and more. This is especially important if you’re just beginning your business, since there are often large upfront costs.

- You’re having difficulty qualifying for a loan. Even if your company has been around for years, it can be difficult to get a traditional loan. Invoice factoring offers the same cash-advancing benefits without troublesome loan payments or extended processing times.

- You want to protect your relationship with clients. Aside from the outstanding debts, you probably have a very good relationship with your customers. Threatening collections or reminding them about their balance, however, can push those same people away. Informing them that you will sell any invoices beyond a certain age to a factoring agency can encourage them to pay sooner without straining the bond.

If you have questions about this and how factoring can help your business boost cash flow, give Bay View Funding a call at 888-229-9993 or [contact us online](https://www.bayviewfunding.com/contact). We’d love to show you how invoice factoring can make a difference for your business.

[![Talk to a cash flow expert](https://no-cache.hubspot.com/cta/default/211725/c4821fdd-a3b7-44a4-92da-ae51b4bb9cf5.png)](https://cta-redirect.hubspot.com/cta/redirect/211725/c4821fdd-a3b7-44a4-92da-ae51b4bb9cf5)

 Topics: [Cash Flow Solution](https://www.bayviewfunding.com/blog/topic/cash-flow-solution), [Cash Flow](https://www.bayviewfunding.com/blog/topic/cash-flow), [Invoice factoring](https://www.bayviewfunding.com/blog/topic/invoice-factoring)

### Subscribe by Email

### Posts by Topic

- [About Invoice Factoring (157)](https://www.bayviewfunding.com/blog/topic/about-invoice-factoring)
- [Financing Government Contractors (100)](https://www.bayviewfunding.com/blog/topic/financing-government-contractors)
- [Cash Flow (59)](https://www.bayviewfunding.com/blog/topic/cash-flow)
- [Cash Flow Solution (48)](https://www.bayviewfunding.com/blog/topic/cash-flow-solution)
- [Alternative Financing (42)](https://www.bayviewfunding.com/blog/topic/alternative-financing)
- [Business Growth (34)](https://www.bayviewfunding.com/blog/topic/business-growth)
- [Invoice factoring (29)](https://www.bayviewfunding.com/blog/topic/invoice-factoring)
- [Cash Flow management (19)](https://www.bayviewfunding.com/blog/topic/cash-flow-management)
- [The Benefits of Invoice Factoring (19)](https://www.bayviewfunding.com/blog/topic/the-benefits-of-invoice-factoring)
- [Factoring Accounts Receivable (17)](https://www.bayviewfunding.com/blog/topic/factoring-accounts-receivable)
- [Manufacturing and Distribution Financing (16)](https://www.bayviewfunding.com/blog/topic/manufacturing-and-distribution-financing)
- [Cash Advance (15)](https://www.bayviewfunding.com/blog/topic/cash-advance)
- [Temporary Staffing Agency Financing (15)](https://www.bayviewfunding.com/blog/topic/temporary-staffing-agency-financing)
- [How to Grow Your Business (14)](https://www.bayviewfunding.com/blog/topic/how-to-grow-your-business)
- [Trucking Factoring (14)](https://www.bayviewfunding.com/blog/topic/trucking-factoring)
- [Payroll Advance Program for Staffing Agencies (13)](https://www.bayviewfunding.com/blog/topic/payroll-advance-program-for-staffing-agencies)
- [Freight Factoring for Trucking Companies (12)](https://www.bayviewfunding.com/blog/topic/freight-factoring-for-trucking-companies)
- [Staffing Industry (12)](https://www.bayviewfunding.com/blog/topic/staffing-industry)
- [Factoring Companies (11)](https://www.bayviewfunding.com/blog/topic/factoring-companies)
- [Payroll Funding for Staffing Companies (11)](https://www.bayviewfunding.com/blog/topic/payroll-funding-for-staffing-companies)
- [Commercial Financing (10)](https://www.bayviewfunding.com/blog/topic/commercial-financing)
- [Business Financing (9)](https://www.bayviewfunding.com/blog/topic/business-financing)
- [Working Capital (9)](https://www.bayviewfunding.com/blog/topic/working-capital)
- [Accounts Receivable Management (8)](https://www.bayviewfunding.com/blog/topic/accounts-receivable-management)
- [Government Contract Financing (8)](https://www.bayviewfunding.com/blog/topic/government-contract-financing)
- [Small business loan (8)](https://www.bayviewfunding.com/blog/topic/small-business-loan)
- [Factoring Receivables (6)](https://www.bayviewfunding.com/blog/topic/factoring-receivables)
- [Financing for the Oil and Gas industry (6)](https://www.bayviewfunding.com/blog/topic/financing-for-the-oil-and-gas-industry)
- [Trucking Industry (6)](https://www.bayviewfunding.com/blog/topic/trucking-industry)
- [Business Finance Solutions (5)](https://www.bayviewfunding.com/blog/topic/business-finance-solutions)
- [Financial goals (5)](https://www.bayviewfunding.com/blog/topic/financial-goals)
- [Fuel Cards for Trucking Companies (5)](https://www.bayviewfunding.com/blog/topic/fuel-cards-for-trucking-companies)
- [Small Business (5)](https://www.bayviewfunding.com/blog/topic/small-business)
- [Small business financing (5)](https://www.bayviewfunding.com/blog/topic/small-business-financing)
- [Accounts Receivable Collection (4)](https://www.bayviewfunding.com/blog/topic/accounts-receivable-collection)
- [Bay Area Community Involvement (4)](https://www.bayviewfunding.com/blog/topic/bay-area-community-involvement)
- [Business Loan (4)](https://www.bayviewfunding.com/blog/topic/business-loan)
- [Fuel Advance Factoring for Trucking Companies (4)](https://www.bayviewfunding.com/blog/topic/fuel-advance-factoring-for-trucking-companies)
- [Purchase Order Financing (4)](https://www.bayviewfunding.com/blog/topic/purchase-order-financing)
- [Solving Cash Flow Problems (4)](https://www.bayviewfunding.com/blog/topic/solving-cash-flow-problems)
- [Cash for Copies Program for Trucking (3)](https://www.bayviewfunding.com/blog/topic/cash-for-copies-program-for-trucking)
- [Distribution Financing (3)](https://www.bayviewfunding.com/blog/topic/distribution-financing)
- [Freight Factoring for Trucking (3)](https://www.bayviewfunding.com/blog/topic/freight-factoring-for-trucking)
- [Invoice Factoring Costs (3)](https://www.bayviewfunding.com/blog/topic/invoice-factoring-costs)
- [Transportation Factoring (3)](https://www.bayviewfunding.com/blog/topic/transportation-factoring)
- [Wholesale financing (3)](https://www.bayviewfunding.com/blog/topic/wholesale-financing)
- [American Cancer Society (2)](https://www.bayviewfunding.com/blog/topic/american-cancer-society)
- [Business Forecasts (2)](https://www.bayviewfunding.com/blog/topic/business-forecasts)
- [Cash Flow Metrics (2)](https://www.bayviewfunding.com/blog/topic/cash-flow-metrics)
- [Cash reserves (2)](https://www.bayviewfunding.com/blog/topic/cash-reserves)
- [Credit cards (2)](https://www.bayviewfunding.com/blog/topic/credit-cards)
- [FAQ (2)](https://www.bayviewfunding.com/blog/topic/faq)
- [Factoring Brokers (2)](https://www.bayviewfunding.com/blog/topic/factoring-brokers)
- [Financing Payroll (2)](https://www.bayviewfunding.com/blog/topic/financing-payroll)
- [Freight Bill Factoring (2)](https://www.bayviewfunding.com/blog/topic/freight-bill-factoring)
- [Invoice collection (2)](https://www.bayviewfunding.com/blog/topic/invoice-collection)
- [Merchant Card Advance (2)](https://www.bayviewfunding.com/blog/topic/merchant-card-advance)
- [Start up funding (2)](https://www.bayviewfunding.com/blog/topic/start-up-funding)
- [Tax lien (2)](https://www.bayviewfunding.com/blog/topic/tax-lien)
- [Trends (2)](https://www.bayviewfunding.com/blog/topic/trends)
- [Truckers (2)](https://www.bayviewfunding.com/blog/topic/truckers)
- [Wholesaler distribution (2)](https://www.bayviewfunding.com/blog/topic/wholesaler-distribution)
- [Women owned businesses (2)](https://www.bayviewfunding.com/blog/topic/women-owned-businesses)
- [commercial funding (2)](https://www.bayviewfunding.com/blog/topic/commercial-funding)
- [factoring freight (2)](https://www.bayviewfunding.com/blog/topic/factoring-freight)
- [recourse and non-recourse factoring (2)](https://www.bayviewfunding.com/blog/topic/recourse-and-non-recourse-factoring)
- [American Staffing Association (1)](https://www.bayviewfunding.com/blog/topic/american-staffing-association)
- [Business Equipment Financing (1)](https://www.bayviewfunding.com/blog/topic/business-equipment-financing)
- [Cash Crunch (1)](https://www.bayviewfunding.com/blog/topic/cash-crunch)
- [Client Center (1)](https://www.bayviewfunding.com/blog/topic/client-center)
- [Client Relationships (1)](https://www.bayviewfunding.com/blog/topic/client-relationships)
- [Collection Agency (1)](https://www.bayviewfunding.com/blog/topic/collection-agency)
- [Contract Manufacturing (1)](https://www.bayviewfunding.com/blog/topic/contract-manufacturing)
- [Credit Application (1)](https://www.bayviewfunding.com/blog/topic/credit-application)
- [Credit History (1)](https://www.bayviewfunding.com/blog/topic/credit-history)
- [Cyber security (1)](https://www.bayviewfunding.com/blog/topic/cyber-security)
- [Digital trends and technologies (1)](https://www.bayviewfunding.com/blog/topic/digital-trends-and-technologies)
- [EBITDA (1)](https://www.bayviewfunding.com/blog/topic/ebitda)
- [EMV Chip card (1)](https://www.bayviewfunding.com/blog/topic/emv-chip-card)
- [Factoring Facilities (1)](https://www.bayviewfunding.com/blog/topic/factoring-facilities)
- [Government grants (1)](https://www.bayviewfunding.com/blog/topic/government-grants)
- [Manufacturing financing (1)](https://www.bayviewfunding.com/blog/topic/manufacturing-financing)
- [Merchant Cash Advance (1)](https://www.bayviewfunding.com/blog/topic/merchant-cash-advance)
- [Relay for life (1)](https://www.bayviewfunding.com/blog/topic/relay-for-life)
- [Temporary Employment (1)](https://www.bayviewfunding.com/blog/topic/temporary-employment)
- [Types of Invoice Factoring (1)](https://www.bayviewfunding.com/blog/topic/types-of-invoice-factoring)
- [Veteran owned business (1)](https://www.bayviewfunding.com/blog/topic/veteran-owned-business)
- [Whoelsale Financing (1)](https://www.bayviewfunding.com/blog/topic/whoelsale-financing)
- [entrepreneurs (1)](https://www.bayviewfunding.com/blog/topic/entrepreneurs)
- [payroll financing for staffing (1)](https://www.bayviewfunding.com/blog/topic/payroll-financing-for-staffing)
- [what is invoice factoring? (1)](https://www.bayviewfunding.com/blog/topic/what-is-invoice-factoring)

[see all](https://www.bayviewfunding.com/blog/when-to-use-a-factor-to-boost-immediate-cash-flow#)

### Share

[![Share on Facebook](https://static.hubspot.com/final/img/common/icons/social/facebook-24x24.png)](http://www.facebook.com/share.php?u=https%3A%2F%2Fwww.bayviewfunding.com%2Fblog%2Fwhen-to-use-a-factor-to-boost-immediate-cash-flow%3Futm_medium%3Dsocial%26utm_source%3Dfacebook) [![Share on LinkedIn](https://static.hubspot.com/final/img/common/icons/social/linkedin-24x24.png)](http://www.linkedin.com/shareArticle?mini=true&url=https%3A%2F%2Fwww.bayviewfunding.com%2Fblog%2Fwhen-to-use-a-factor-to-boost-immediate-cash-flow%3Futm_medium%3Dsocial%26utm_source%3Dlinkedin) [![Share on Twitter](https://static.hubspot.com/final/img/common/icons/social/twitter-24x24.png)](https://twitter.com/intent/tweet?original_referer=https%3A%2F%2Fwww.bayviewfunding.com%2Fblog%2Fwhen-to-use-a-factor-to-boost-immediate-cash-flow%3Futm_medium%3Dsocial%26utm_source%3Dtwitter&url=https%3A%2F%2Fwww.bayviewfunding.com%2Fblog%2Fwhen-to-use-a-factor-to-boost-immediate-cash-flow%3Futm_medium%3Dsocial%26utm_source%3Dtwitter&source=tweetbutton&text=When%20to%20Use%20a%20Factor%20to%20Boost%20Immediate%20Cash%20Flow) [![Share on Email](https://static.hubspot.com/final/img/common/icons/social/email-24x24.png)](mailto:?subject=Check%20out%20https%3A%2F%2Fwww.bayviewfunding.com%2Fblog%2Fwhen-to-use-a-factor-to-boost-immediate-cash-flow%3Futm_medium%3Dsocial%26utm_source%3Demail%20&body=Check%20out%20https%3A%2F%2Fwww.bayviewfunding.com%2Fblog%2Fwhen-to-use-a-factor-to-boost-immediate-cash-flow%3Futm_medium%3Dsocial%26utm_source%3Demail)

### Follow Us!

Copyright © Bay View Funding. All Rights Reserved.  
All California loans made or arranged pursuant to a California Finance Lenders Law License 603 8709

[Invoice Factoring Application](https://sites.bayviewfunding.com/apply-for-cash) / [Contact Us](https://sites.bayviewfunding.com/contact) / [Privacy Statement](https://www.bayviewfunding.com/privacy-statement)