--- title: Where to Look for Business Finance Solutions description: When your business is looking for a cash flow injection, factoring, or accounts receivable financing is an effective form of financing image: http://www.bayviewfunding.com/hs-fs/hub/211725/file-2238322135-jpg/BVF_Images_and_Logos_/Business_finance_solutions_blog_12-19.jpg --- [![Submit a Payment](https://no-cache.hubspot.com/cta/default/211725/2836a4c1-908b-4584-8956-c2dfd9109628.png)](https://cta-redirect.hubspot.com/cta/redirect/211725/2836a4c1-908b-4584-8956-c2dfd9109628)   [Client Login](https://bayviewfunding.profitstars.com/) [Contact Us](https://www.bayviewfunding.com/contact) [(888) 229-9993](tel:888-229-9993) [![Bay View Funding Logo](https://www.bayviewfunding.com/hs-fs/file-433076702-png/images/logo-2.png?width=335&height=90&name=logo-2.png "Bay View Funding Logo")](https://www.bayviewfunding.com/) Fast invoice factoring and reliable service since 1985 [Se Habla Español](https://sites.bayviewfunding.com/prestamos-para-negocios) # Bay View Funding Blog ## [Where to Look for Business Finance Solutions](https://www.bayviewfunding.com/blog/where-to-look-for-business-finance-solutions) Posted by [Steve Barthol](https://www.bayviewfunding.com/blog/author/steve-barthol) on Wed, Dec 17, 2014 @ 08:12 AM Obtaining the right type of financing to fit your specific business needs can often be a challenge. When looking for business finance solutions, there are several options available, but where should you look for the best answers?  ![Business_finance_solutions_blog_12-19](http://www.bayviewfunding.com/hs-fs/hub/211725/file-2238322135-jpg/BVF_Images_and_Logos_/Business_finance_solutions_blog_12-19.jpg?width=250&name=Business_finance_solutions_blog_12-19.jpg)We recently wrote about [small business financing options](https://www.bayviewfunding.com/blog/small-business-financing-options#.VIjnXlfF9s8), with reference to the Small Business Administration or [SBA](http://www.sba.gov/), which offers a good deal of financing information. Obviously, a traditional loan from the bank is an excellent option if you are able to qualify. In order for your business to prosper, it is important that you have access the right resources to take on new customers, fulfill existing orders, and expand your present operations, while continuing to be profitable and efficient.  Some scenarios that prompt entrepreneurs to start looking for financial solutions can include:  - Starting a business - Financing day-to-day operations - Growing existing client base  But what is the right approach for your business? There are a myriad of options, including:  - Traditional bank loans o   Lines of credit o   Term loans o   Commercial real estate o   Letters of credit - Small Business Administration loans - Accounts receivable financing - Credit card loans - Angel investments / Venture capital - Private Funding  Term loans are often popular when companies are looking to expand, refinance, or simply need more permanent working capital. The ability to repay over a fixed amount of time can be appealing, apportioning out the amount owed into easily manageable amounts.  Angel investors have become a popular source of funding also, and are usually private groups or individuals who are willing to invest capital in start-ups or companies with new and innovative products or services. According to the [Angel Capital Association](http://www.angelcapitalassociation.org/), 298,000 investors invested upwards of $24 billion in about 71,000 deals in 2013. We have discussed the use of credit card financing in other blogs, but it is worth mentioning again, since it is a viable source of financing for businesses. Some offer incentives such as no annual fee, or awards points. It is a useful short-term option.  [When your business is looking for a cash flow injection](https://www.bayviewfunding.com/blog/my-business-needs-a-cash-flow-injection-invoice-factoring-explained#.VIjpk1fF9s8), factoring, or accounts receivable financing is also an effective form of financing if your company has many invoices outstanding, but is experiencing a shortage of readily available cash to meet monthly commitments. [The process can be simple](https://www.bayviewfunding.com/what-is-invoice-factoring), and easily explained.  Accounts receivable financing consists of selling your accounts receivable or invoices. Receivables are the payments owed to you by customers to whom you have extended credit. The factor buys the receivables and gives you a percentage of their total value, and advance on the money owed. When customers pay the factor, the remaining amount is paid to your company minus the cost of factoring.  Each type of business financing has its merits. It is always important to look very carefully at the small print to make sure you understand exactly what type of loan or line of credit to which you are committing your business. [![Apply online or call for more information](https://no-cache.hubspot.com/cta/default/211725/1215deca-da20-4933-b346-a6c97431309e.png)](https://cta-redirect.hubspot.com/cta/redirect/211725/1215deca-da20-4933-b346-a6c97431309e) Topics: [Cash Flow Solution](https://www.bayviewfunding.com/blog/topic/cash-flow-solution), [Financing Government Contractors](https://www.bayviewfunding.com/blog/topic/financing-government-contractors), [Business Finance Solutions](https://www.bayviewfunding.com/blog/topic/business-finance-solutions) ### Subscribe by Email ### Posts by Topic - [About Invoice Factoring (157)](https://www.bayviewfunding.com/blog/topic/about-invoice-factoring) - [Financing Government Contractors (100)](https://www.bayviewfunding.com/blog/topic/financing-government-contractors) - [Cash Flow (59)](https://www.bayviewfunding.com/blog/topic/cash-flow) - [Cash Flow Solution (48)](https://www.bayviewfunding.com/blog/topic/cash-flow-solution) - [Alternative Financing (42)](https://www.bayviewfunding.com/blog/topic/alternative-financing) - [Business Growth (34)](https://www.bayviewfunding.com/blog/topic/business-growth) - [Invoice factoring (29)](https://www.bayviewfunding.com/blog/topic/invoice-factoring) - [Cash Flow management (19)](https://www.bayviewfunding.com/blog/topic/cash-flow-management) - [The Benefits of Invoice Factoring (19)](https://www.bayviewfunding.com/blog/topic/the-benefits-of-invoice-factoring) - [Factoring Accounts Receivable (17)](https://www.bayviewfunding.com/blog/topic/factoring-accounts-receivable) - [Manufacturing and Distribution Financing (16)](https://www.bayviewfunding.com/blog/topic/manufacturing-and-distribution-financing) - [Cash Advance (15)](https://www.bayviewfunding.com/blog/topic/cash-advance) - [Temporary Staffing Agency Financing (15)](https://www.bayviewfunding.com/blog/topic/temporary-staffing-agency-financing) - [How to Grow Your Business (14)](https://www.bayviewfunding.com/blog/topic/how-to-grow-your-business) - [Trucking Factoring (14)](https://www.bayviewfunding.com/blog/topic/trucking-factoring) - [Payroll Advance Program for Staffing Agencies (13)](https://www.bayviewfunding.com/blog/topic/payroll-advance-program-for-staffing-agencies) - [Freight Factoring for Trucking Companies (12)](https://www.bayviewfunding.com/blog/topic/freight-factoring-for-trucking-companies) - [Staffing Industry (12)](https://www.bayviewfunding.com/blog/topic/staffing-industry) - [Factoring Companies (11)](https://www.bayviewfunding.com/blog/topic/factoring-companies) - [Payroll Funding for Staffing Companies (11)](https://www.bayviewfunding.com/blog/topic/payroll-funding-for-staffing-companies) - [Commercial Financing (10)](https://www.bayviewfunding.com/blog/topic/commercial-financing) - [Business Financing (9)](https://www.bayviewfunding.com/blog/topic/business-financing) - [Working Capital (9)](https://www.bayviewfunding.com/blog/topic/working-capital) - [Accounts Receivable Management (8)](https://www.bayviewfunding.com/blog/topic/accounts-receivable-management) - [Government Contract Financing (8)](https://www.bayviewfunding.com/blog/topic/government-contract-financing) - [Small business loan (8)](https://www.bayviewfunding.com/blog/topic/small-business-loan) - [Factoring Receivables (6)](https://www.bayviewfunding.com/blog/topic/factoring-receivables) - [Financing for the Oil and Gas industry (6)](https://www.bayviewfunding.com/blog/topic/financing-for-the-oil-and-gas-industry) - [Trucking Industry (6)](https://www.bayviewfunding.com/blog/topic/trucking-industry) - [Business Finance Solutions (5)](https://www.bayviewfunding.com/blog/topic/business-finance-solutions) - [Financial goals (5)](https://www.bayviewfunding.com/blog/topic/financial-goals) - [Fuel Cards for Trucking Companies (5)](https://www.bayviewfunding.com/blog/topic/fuel-cards-for-trucking-companies) - [Small Business (5)](https://www.bayviewfunding.com/blog/topic/small-business) - [Small business financing (5)](https://www.bayviewfunding.com/blog/topic/small-business-financing) - [Accounts Receivable Collection (4)](https://www.bayviewfunding.com/blog/topic/accounts-receivable-collection) - [Bay Area Community Involvement (4)](https://www.bayviewfunding.com/blog/topic/bay-area-community-involvement) - [Business Loan (4)](https://www.bayviewfunding.com/blog/topic/business-loan) - [Fuel Advance Factoring for Trucking Companies (4)](https://www.bayviewfunding.com/blog/topic/fuel-advance-factoring-for-trucking-companies) - [Purchase Order Financing (4)](https://www.bayviewfunding.com/blog/topic/purchase-order-financing) - [Solving Cash Flow Problems (4)](https://www.bayviewfunding.com/blog/topic/solving-cash-flow-problems) - [Cash for Copies Program for Trucking (3)](https://www.bayviewfunding.com/blog/topic/cash-for-copies-program-for-trucking) - [Distribution Financing (3)](https://www.bayviewfunding.com/blog/topic/distribution-financing) - [Freight Factoring for Trucking (3)](https://www.bayviewfunding.com/blog/topic/freight-factoring-for-trucking) - [Invoice Factoring Costs (3)](https://www.bayviewfunding.com/blog/topic/invoice-factoring-costs) - [Transportation Factoring (3)](https://www.bayviewfunding.com/blog/topic/transportation-factoring) - [Wholesale financing (3)](https://www.bayviewfunding.com/blog/topic/wholesale-financing) - [American Cancer Society (2)](https://www.bayviewfunding.com/blog/topic/american-cancer-society) - [Business Forecasts (2)](https://www.bayviewfunding.com/blog/topic/business-forecasts) - [Cash Flow Metrics (2)](https://www.bayviewfunding.com/blog/topic/cash-flow-metrics) - [Cash reserves (2)](https://www.bayviewfunding.com/blog/topic/cash-reserves) - [Credit cards (2)](https://www.bayviewfunding.com/blog/topic/credit-cards) - [FAQ (2)](https://www.bayviewfunding.com/blog/topic/faq) - [Factoring Brokers (2)](https://www.bayviewfunding.com/blog/topic/factoring-brokers) - [Financing Payroll (2)](https://www.bayviewfunding.com/blog/topic/financing-payroll) - [Freight Bill Factoring (2)](https://www.bayviewfunding.com/blog/topic/freight-bill-factoring) - [Invoice collection (2)](https://www.bayviewfunding.com/blog/topic/invoice-collection) - [Merchant Card Advance (2)](https://www.bayviewfunding.com/blog/topic/merchant-card-advance) - [Start up funding (2)](https://www.bayviewfunding.com/blog/topic/start-up-funding) - [Tax lien (2)](https://www.bayviewfunding.com/blog/topic/tax-lien) - [Trends (2)](https://www.bayviewfunding.com/blog/topic/trends) - [Truckers (2)](https://www.bayviewfunding.com/blog/topic/truckers) - [Wholesaler distribution (2)](https://www.bayviewfunding.com/blog/topic/wholesaler-distribution) - [Women owned businesses (2)](https://www.bayviewfunding.com/blog/topic/women-owned-businesses) - [commercial funding (2)](https://www.bayviewfunding.com/blog/topic/commercial-funding) - [factoring freight (2)](https://www.bayviewfunding.com/blog/topic/factoring-freight) - [recourse and non-recourse factoring (2)](https://www.bayviewfunding.com/blog/topic/recourse-and-non-recourse-factoring) - [American Staffing Association (1)](https://www.bayviewfunding.com/blog/topic/american-staffing-association) - [Business Equipment Financing (1)](https://www.bayviewfunding.com/blog/topic/business-equipment-financing) - [Cash Crunch (1)](https://www.bayviewfunding.com/blog/topic/cash-crunch) - [Client Center (1)](https://www.bayviewfunding.com/blog/topic/client-center) - [Client Relationships (1)](https://www.bayviewfunding.com/blog/topic/client-relationships) - [Collection Agency (1)](https://www.bayviewfunding.com/blog/topic/collection-agency) - [Contract Manufacturing (1)](https://www.bayviewfunding.com/blog/topic/contract-manufacturing) - [Credit Application (1)](https://www.bayviewfunding.com/blog/topic/credit-application) - [Credit History (1)](https://www.bayviewfunding.com/blog/topic/credit-history) - [Cyber security (1)](https://www.bayviewfunding.com/blog/topic/cyber-security) - [Digital trends and technologies (1)](https://www.bayviewfunding.com/blog/topic/digital-trends-and-technologies) - [EBITDA (1)](https://www.bayviewfunding.com/blog/topic/ebitda) - [EMV Chip card (1)](https://www.bayviewfunding.com/blog/topic/emv-chip-card) - [Factoring Facilities (1)](https://www.bayviewfunding.com/blog/topic/factoring-facilities) - [Government grants (1)](https://www.bayviewfunding.com/blog/topic/government-grants) - [Manufacturing financing (1)](https://www.bayviewfunding.com/blog/topic/manufacturing-financing) - [Merchant Cash Advance (1)](https://www.bayviewfunding.com/blog/topic/merchant-cash-advance) - [Relay for life (1)](https://www.bayviewfunding.com/blog/topic/relay-for-life) - [Temporary Employment (1)](https://www.bayviewfunding.com/blog/topic/temporary-employment) - [Types of Invoice Factoring (1)](https://www.bayviewfunding.com/blog/topic/types-of-invoice-factoring) - [Veteran owned business (1)](https://www.bayviewfunding.com/blog/topic/veteran-owned-business) - [Whoelsale Financing (1)](https://www.bayviewfunding.com/blog/topic/whoelsale-financing) - [entrepreneurs (1)](https://www.bayviewfunding.com/blog/topic/entrepreneurs) - [payroll financing for staffing (1)](https://www.bayviewfunding.com/blog/topic/payroll-financing-for-staffing) - [what is invoice factoring? (1)](https://www.bayviewfunding.com/blog/topic/what-is-invoice-factoring) [see all](https://www.bayviewfunding.com/blog/where-to-look-for-business-finance-solutions#) ### Share [![Share on Facebook](https://static.hubspot.com/final/img/common/icons/social/facebook-24x24.png)](http://www.facebook.com/share.php?u=https%3A%2F%2Fwww.bayviewfunding.com%2Fblog%2Fwhere-to-look-for-business-finance-solutions%3Futm_medium%3Dsocial%26utm_source%3Dfacebook) [![Share on LinkedIn](https://static.hubspot.com/final/img/common/icons/social/linkedin-24x24.png)](http://www.linkedin.com/shareArticle?mini=true&url=https%3A%2F%2Fwww.bayviewfunding.com%2Fblog%2Fwhere-to-look-for-business-finance-solutions%3Futm_medium%3Dsocial%26utm_source%3Dlinkedin) [![Share on Twitter](https://static.hubspot.com/final/img/common/icons/social/twitter-24x24.png)](https://twitter.com/intent/tweet?original_referer=https%3A%2F%2Fwww.bayviewfunding.com%2Fblog%2Fwhere-to-look-for-business-finance-solutions%3Futm_medium%3Dsocial%26utm_source%3Dtwitter&url=https%3A%2F%2Fwww.bayviewfunding.com%2Fblog%2Fwhere-to-look-for-business-finance-solutions%3Futm_medium%3Dsocial%26utm_source%3Dtwitter&source=tweetbutton&text=Where%20to%20Look%20for%20Business%20Finance%20Solutions) [![Share on Email](https://static.hubspot.com/final/img/common/icons/social/email-24x24.png)](mailto:?subject=Check%20out%20https%3A%2F%2Fwww.bayviewfunding.com%2Fblog%2Fwhere-to-look-for-business-finance-solutions%3Futm_medium%3Dsocial%26utm_source%3Demail%20&body=Check%20out%20https%3A%2F%2Fwww.bayviewfunding.com%2Fblog%2Fwhere-to-look-for-business-finance-solutions%3Futm_medium%3Dsocial%26utm_source%3Demail) ### Follow Us! Copyright © Bay View Funding. All Rights Reserved. All California loans made or arranged pursuant to a California Finance Lenders Law License 603 8709 [Invoice Factoring Application](https://sites.bayviewfunding.com/apply-for-cash) / [Contact Us](https://sites.bayviewfunding.com/contact) / [Privacy Statement](https://www.bayviewfunding.com/privacy-statement)