--- title: Bay View Funding Blog | Cash Flow management (2) description: Cash Flow management | Bay View Funding blogs explain what invoice factoring is and how factoring services can help a business owner with any cash flow problems. (2) --- [![Submit a Payment](https://no-cache.hubspot.com/cta/default/211725/2836a4c1-908b-4584-8956-c2dfd9109628.png)](https://cta-redirect.hubspot.com/cta/redirect/211725/2836a4c1-908b-4584-8956-c2dfd9109628)   [Client Login](https://bayviewfunding.profitstars.com/) [Contact Us](https://www.bayviewfunding.com/contact) [(888) 229-9993](tel:888-229-9993) [![Bay View Funding Logo](https://www.bayviewfunding.com/hs-fs/file-433076702-png/images/logo-2.png?width=335&height=90&name=logo-2.png "Bay View Funding Logo")](https://www.bayviewfunding.com/) Fast invoice factoring and reliable service since 1985 [Se Habla Español](https://sites.bayviewfunding.com/prestamos-para-negocios) # Bay View Funding Blog ## [Does your Company Carry Excess Cash?](https://www.bayviewfunding.com/blog/does-your-company-carry-excess-cash) Posted by [Gil Oliva](https://www.bayviewfunding.com/blog/author/gil-oliva) on Wed, Jul 29, 2015 @ 08:00 AM [![](https://www.bayviewfunding.com/hubfs/BVF_Images_and_Logos_/cash_reserves.jpg) ](https://www.bayviewfunding.com/blog/does-your-company-carry-excess-cash) We have discussed the importance of liquid assets, or cash reserves to cover operating expenses, in a cash flow crunch. However, what can you do when your business has excess cash reserves?  [Read More](https://www.bayviewfunding.com/blog/does-your-company-carry-excess-cash) 0 Comments [Click here to read/write comments](https://www.bayviewfunding.com/blog/does-your-company-carry-excess-cash#comments) Topics: [About Invoice Factoring](https://www.bayviewfunding.com/blog/topic/about-invoice-factoring), [Cash Flow management](https://www.bayviewfunding.com/blog/topic/cash-flow-management) ## [How Organized is your Credit Policy?](https://www.bayviewfunding.com/blog/how-organized-is-your-credit-policy) Posted by [Seth Herman](https://www.bayviewfunding.com/blog/author/seth-herman) on Fri, Jul 17, 2015 @ 08:30 AM [![](https://www.bayviewfunding.com/hubfs/Credit_terms_blog.jpg) ](https://www.bayviewfunding.com/blog/how-organized-is-your-credit-policy) When you are offering any type of credit to your customers, it is important to provide them with your credit and collections policy. This means that they are aware from the outset of financial expectations, and of the penalties should they pay late.  [Read More](https://www.bayviewfunding.com/blog/how-organized-is-your-credit-policy) 0 Comments [Click here to read/write comments](https://www.bayviewfunding.com/blog/how-organized-is-your-credit-policy#comments) Topics: [Financing Government Contractors](https://www.bayviewfunding.com/blog/topic/financing-government-contractors), [Cash Flow management](https://www.bayviewfunding.com/blog/topic/cash-flow-management) ## [How Accurate is your Cash Flow Forecast?](https://www.bayviewfunding.com/blog/how-accurate-is-your-cash-flow-forecast) Posted by [Gil Oliva](https://www.bayviewfunding.com/blog/author/gil-oliva) on Wed, Jul 01, 2015 @ 08:30 AM [![](https://www.bayviewfunding.com/hubfs/BVF_Images_and_Logos_/Cash_flow_forecast.jpg) ](https://www.bayviewfunding.com/blog/how-accurate-is-your-cash-flow-forecast) It is a common problem for companies to find their cash flow forecast is [less than healthy](https://www.bayviewfunding.com/blog/how-healthy-is-your-cash-flow-forecasting#.VXevLmRViko), with errors and discrepancies showing up at the end of the year. Sometimes it comes down to items that are omitted, sometimes it is elements that take you by surprise, or sometimes it is simply that you have not been conservative enough in your estimation, assuming a higher percentage of sales than actually occurs. So what are some of the most common reasons for inaccuracy?   [Read More](https://www.bayviewfunding.com/blog/how-accurate-is-your-cash-flow-forecast) 0 Comments [Click here to read/write comments](https://www.bayviewfunding.com/blog/how-accurate-is-your-cash-flow-forecast#comments) Topics: [Accounts Receivable Management](https://www.bayviewfunding.com/blog/topic/accounts-receivable-management), [Cash Flow management](https://www.bayviewfunding.com/blog/topic/cash-flow-management) ## [Three Vital Business Cash Flow Questions](https://www.bayviewfunding.com/blog/three-vital-business-cash-flow-questions) Posted by [Steve Barthol](https://www.bayviewfunding.com/blog/author/steve-barthol) on Wed, Jun 24, 2015 @ 08:00 AM [![](https://www.bayviewfunding.com/hs-fs/hub/211725/file-1796157569-jpg/social-suggested-images/Cash_flow_blog.jpg) ](https://www.bayviewfunding.com/blog/three-vital-business-cash-flow-questions) We have written many blogs on the importance of cash flow, but there are a couple of cash flow errors that are not often mentioned. These are not centered on an inability to pay bills; rather it involves fiscal decisions that complicate one’s ability to manage cash flow correctly. Consider these three questions when if comes to company cash flow.  **Do you ever pay bills *before* they are due to be paid?**  This may seem like a sensible decision, but unless there is an incentive to do so, for example a supplier discount, all you are doing is compromising your cash flow, and boosting the cash flow of your supplier, or other provider. Cash is king when it comes to your balance sheet, so why create the potential for a cash flow crisis just to try and get ahead of the game? It is important to keep your credit score as high as possible, but it is also important to keep your disposable cash flow as high as possible.  Paying bills on time is a different matter. Prompt, timely payment will benefit the credit score of your company and keep operations running smoothly. Sensible [cash flow forecasting](https://www.bayviewfunding.com/blog/how-healthy-is-your-cash-flow-forecasting#.VXevLmRViko) will help make the difference.  [Read More](https://www.bayviewfunding.com/blog/three-vital-business-cash-flow-questions) 0 Comments [Click here to read/write comments](https://www.bayviewfunding.com/blog/three-vital-business-cash-flow-questions#comments) Topics: [Cash Flow management](https://www.bayviewfunding.com/blog/topic/cash-flow-management), [Business Finance Solutions](https://www.bayviewfunding.com/blog/topic/business-finance-solutions) ## [When Should I Personally Guarantee my Small Business Loan?](https://www.bayviewfunding.com/blog/when-should-i-personally-guarantee-my-small-business-loan) Posted by [Gil Oliva](https://www.bayviewfunding.com/blog/author/gil-oliva) on Fri, May 08, 2015 @ 08:00 AM [![](https://www.bayviewfunding.com/hubfs/BVF_Images_and_Logos_/personal_gty_blog.jpg) ](https://www.bayviewfunding.com/blog/when-should-i-personally-guarantee-my-small-business-loan) Starting a new business, or expanding an existing business usually requires extra capital. Often small business owners are asked to sign a personal guarantee to secure the loan. What does this mean, and does it make good business sense?  [Read More](https://www.bayviewfunding.com/blog/when-should-i-personally-guarantee-my-small-business-loan) 0 Comments [Click here to read/write comments](https://www.bayviewfunding.com/blog/when-should-i-personally-guarantee-my-small-business-loan#comments) Topics: [Small business loan](https://www.bayviewfunding.com/blog/topic/small-business-loan), [Cash Flow management](https://www.bayviewfunding.com/blog/topic/cash-flow-management) ## [Offering Value – 3 Tips to Encourage Repeat Business](https://www.bayviewfunding.com/blog/offering-value-3-tips-to-encourage-repeat-business) Posted by [Gil Oliva](https://www.bayviewfunding.com/blog/author/gil-oliva) on Wed, Mar 18, 2015 @ 08:13 AM [![](https://www.bayviewfunding.com/hs-fs/hub/211725/file-2614623156-jpg/BVF_Images_and_Logos_/value-and-gears-concept_3-18.jpg) ](https://www.bayviewfunding.com/blog/offering-value-3-tips-to-encourage-repeat-business) How much of your business comes from repeat customers? Are you providing the best possible service to your existing customers, while offering great reasons for new customers to work with you? Encouraging your customers to come back for more will help your business thrive. Check if you are following these easy suggestions to promote repeat business and entice new business.  [Read More](https://www.bayviewfunding.com/blog/offering-value-3-tips-to-encourage-repeat-business) 0 Comments [Click here to read/write comments](https://www.bayviewfunding.com/blog/offering-value-3-tips-to-encourage-repeat-business#comments) Topics: [Business Growth](https://www.bayviewfunding.com/blog/topic/business-growth), [Financing Government Contractors](https://www.bayviewfunding.com/blog/topic/financing-government-contractors), [Cash Flow management](https://www.bayviewfunding.com/blog/topic/cash-flow-management) ## [Cash Flow Concerns – Accurate Business Forecasting ](https://www.bayviewfunding.com/blog/cash-flow-concerns-–-accurate-business-forecasting) Posted by [Gil Oliva](https://www.bayviewfunding.com/blog/author/gil-oliva) on Fri, Mar 06, 2015 @ 08:00 AM [![](https://www.bayviewfunding.com/hs-fs/hub/211725/file-2563803778-jpg/BVF_Images_and_Logos_/CashFlowblog3-6.jpg) ](https://www.bayviewfunding.com/blog/cash-flow-concerns-–-accurate-business-forecasting) Effective business forecasting involves taking a look into the future, but the future is not always simple to predict. There are economic trends and fluctuations to take into consideration, as well as industry specific factors that can take any business by surprise. However, careful cash flow forecasting really does help better manage the inherent risks of growing businesses.  [Read More](https://www.bayviewfunding.com/blog/cash-flow-concerns-–-accurate-business-forecasting) 0 Comments [Click here to read/write comments](https://www.bayviewfunding.com/blog/cash-flow-concerns-–-accurate-business-forecasting#comments) Topics: [Alternative Financing](https://www.bayviewfunding.com/blog/topic/alternative-financing), [About Invoice Factoring](https://www.bayviewfunding.com/blog/topic/about-invoice-factoring), [Cash Flow management](https://www.bayviewfunding.com/blog/topic/cash-flow-management) [Previous](https://www.bayviewfunding.com/blog/topic/cash-flow-management/page/1) [All posts](https://www.bayviewfunding.com/blog/all) [Next](https://www.bayviewfunding.com/blog/topic/cash-flow-management/page/3) ### Subscribe by Email ### Posts by Topic - [About Invoice Factoring (157)](https://www.bayviewfunding.com/blog/topic/about-invoice-factoring) - [Financing Government Contractors (100)](https://www.bayviewfunding.com/blog/topic/financing-government-contractors) - 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