--- title: Bay View Funding Blog | Working Capital description: Working Capital | Bay View Funding blogs explain what invoice factoring is and how factoring services can help a business owner with any cash flow problems. --- [![Submit a Payment](https://no-cache.hubspot.com/cta/default/211725/2836a4c1-908b-4584-8956-c2dfd9109628.png)](https://cta-redirect.hubspot.com/cta/redirect/211725/2836a4c1-908b-4584-8956-c2dfd9109628)   [Client Login](https://bayviewfunding.profitstars.com/) [Contact Us](https://www.bayviewfunding.com/contact) [(888) 229-9993](tel:888-229-9993) [![Bay View Funding Logo](https://www.bayviewfunding.com/hs-fs/file-433076702-png/images/logo-2.png?width=335&height=90&name=logo-2.png "Bay View Funding Logo")](https://www.bayviewfunding.com/) Fast invoice factoring and reliable service since 1985 [Se Habla Español](https://sites.bayviewfunding.com/prestamos-para-negocios) # Bay View Funding Blog ## [Invoice Factoring: Dependable Financing in Unpredictable Circumstances](https://www.bayviewfunding.com/blog/invoice-factoring-dependable-financing-in-unpredictable-circumstances) Posted by [Gil Oliva](https://www.bayviewfunding.com/blog/author/gil-oliva) on Mon, Sep 21, 2020 @ 08:00 AM [![](https://www.bayviewfunding.com/hubfs/BVF%20III.png) ](https://www.bayviewfunding.com/blog/invoice-factoring-dependable-financing-in-unpredictable-circumstances) Imagine this: You notice the ocean swell and churn as wave frequency, wind speeds, and rainfall steadily increase. The meteorological forecast is calling for a storm. Over the next couple of days, you prepare for the worst by boarding up windows, stocking up on food, and finalizing a potential evacuation plan. There might be a terrible storm, but it could just as easily blow over. What matters is whether you are prepared. [Read More](https://www.bayviewfunding.com/blog/invoice-factoring-dependable-financing-in-unpredictable-circumstances) 0 Comments [Click here to read/write comments](https://www.bayviewfunding.com/blog/invoice-factoring-dependable-financing-in-unpredictable-circumstances#comments) Topics: [Alternative Financing](https://www.bayviewfunding.com/blog/topic/alternative-financing), [Working Capital](https://www.bayviewfunding.com/blog/topic/working-capital), [Business Financing](https://www.bayviewfunding.com/blog/topic/business-financing) ## [How Invoice Factoring Maintains Business Cash Flow](https://www.bayviewfunding.com/blog/how-invoice-factoring-maintains-business-cash-flow) Posted by [Aaron Zahedani](https://www.bayviewfunding.com/blog/author/aaron-zahedani) on Mon, Nov 14, 2016 @ 08:00 AM [![](https://www.bayviewfunding.com/hubfs/invoice2cash.jpg) ](https://www.bayviewfunding.com/blog/how-invoice-factoring-maintains-business-cash-flow) In general, cash flow management is one of the factors that determine the financial stability of any business. When customers delay or avoid paying invoices, any company could face cash flow difficulties. Invoice factoring enables businesses to sell outstanding invoices in return for working capital – the capital used daily in trading operations. For many, it can serve as a viable alternative to traditional bank loans and credit exhaustion. [Read More](https://www.bayviewfunding.com/blog/how-invoice-factoring-maintains-business-cash-flow) 0 Comments [Click here to read/write comments](https://www.bayviewfunding.com/blog/how-invoice-factoring-maintains-business-cash-flow#comments) Topics: [Cash Flow](https://www.bayviewfunding.com/blog/topic/cash-flow), [Working Capital](https://www.bayviewfunding.com/blog/topic/working-capital), [Cash Advance](https://www.bayviewfunding.com/blog/topic/cash-advance), [Financial goals](https://www.bayviewfunding.com/blog/topic/financial-goals), [Invoice factoring](https://www.bayviewfunding.com/blog/topic/invoice-factoring) ## [Invoice Factoring and Invoice Discounting: Which Solution Works?](https://www.bayviewfunding.com/blog/invoice-factoring-and-invoice-discounting-which-solution-works) Posted by [Gil Oliva](https://www.bayviewfunding.com/blog/author/gil-oliva) on Tue, Jul 12, 2016 @ 09:00 AM [![](https://www.bayviewfunding.com/hubfs/bigstock-Balancing-Or-Comparing-Apples--3123177.jpg) ](https://www.bayviewfunding.com/blog/invoice-factoring-and-invoice-discounting-which-solution-works) Like many businesses juggling multiple 30 or 60 day outstanding invoices, you may find your business financially strained, especially when some customers wait up to 90 days to reconcile their bills. This may leave your business with limited working capital to cover administrative overhead, reduce existing debt, or even cover normal payroll costs. This is a situation that may be helped through invoice factoring or invoice discounting. [Read More](https://www.bayviewfunding.com/blog/invoice-factoring-and-invoice-discounting-which-solution-works) 0 Comments [Click here to read/write comments](https://www.bayviewfunding.com/blog/invoice-factoring-and-invoice-discounting-which-solution-works#comments) Topics: [Working Capital](https://www.bayviewfunding.com/blog/topic/working-capital), [Cash Advance](https://www.bayviewfunding.com/blog/topic/cash-advance), [Business Financing](https://www.bayviewfunding.com/blog/topic/business-financing), [Invoice factoring](https://www.bayviewfunding.com/blog/topic/invoice-factoring) ## [Why More Businesses Choose Invoice Factoring Over other Cash Advance Options](https://www.bayviewfunding.com/blog/why-more-businesses-choose-invoice-factoring-over-other-cash-advance-options) Posted by [Gil Oliva](https://www.bayviewfunding.com/blog/author/gil-oliva) on Mon, Jun 13, 2016 @ 08:00 AM [![](https://www.bayviewfunding.com/hubfs/stack-of-invoices-piling-up-costing-your-business-money_get_factor_app_get_paid_today.png) ](https://www.bayviewfunding.com/blog/why-more-businesses-choose-invoice-factoring-over-other-cash-advance-options) Cash flow is a perennial problem for many business owners especially those who provide services over products. The reason is simple: payment for services is usually made towards the end of the contract term and rarely up-front. Even payment for physical products is rarely done at the time of sale these days. [Read More](https://www.bayviewfunding.com/blog/why-more-businesses-choose-invoice-factoring-over-other-cash-advance-options) 0 Comments [Click here to read/write comments](https://www.bayviewfunding.com/blog/why-more-businesses-choose-invoice-factoring-over-other-cash-advance-options#comments) Topics: [Cash Flow](https://www.bayviewfunding.com/blog/topic/cash-flow), [Business Growth](https://www.bayviewfunding.com/blog/topic/business-growth), [Working Capital](https://www.bayviewfunding.com/blog/topic/working-capital), [Cash Advance](https://www.bayviewfunding.com/blog/topic/cash-advance), [Business Loan](https://www.bayviewfunding.com/blog/topic/business-loan), [Business Financing](https://www.bayviewfunding.com/blog/topic/business-financing), [Invoice factoring](https://www.bayviewfunding.com/blog/topic/invoice-factoring) ## [3 Invoice Factoring Questions Answered](https://www.bayviewfunding.com/blog/3-invoice-factoring-questions-answered) Posted by [Aaron Zahedani](https://www.bayviewfunding.com/blog/author/aaron-zahedani) on Fri, Apr 10, 2015 @ 08:00 AM [![](https://www.bayviewfunding.com/hubfs/BVF_Images_and_Logos_/Invoice_Factoring_questions_blog.jpg) ](https://www.bayviewfunding.com/blog/3-invoice-factoring-questions-answered) There are many resources to help explain the [process of invoice factoring](https://www.bayviewfunding.com/faq). Here are our answers to three frequently asked questions.** ** [Read More](https://www.bayviewfunding.com/blog/3-invoice-factoring-questions-answered) 0 Comments [Click here to read/write comments](https://www.bayviewfunding.com/blog/3-invoice-factoring-questions-answered#comments) Topics: [About Invoice Factoring](https://www.bayviewfunding.com/blog/topic/about-invoice-factoring), [Financing Government Contractors](https://www.bayviewfunding.com/blog/topic/financing-government-contractors), [Working Capital](https://www.bayviewfunding.com/blog/topic/working-capital) ## [Trying to Obtain a Business Loan? – Details Matter](https://www.bayviewfunding.com/blog/trying-to-obtain-a-business-loan-–-details-matter) Posted by [Steve Barthol](https://www.bayviewfunding.com/blog/author/steve-barthol) on Wed, Apr 01, 2015 @ 08:17 AM [![](https://www.bayviewfunding.com/hubfs/BVF_Images_and_Logos_/time_money-4-1.jpg) ](https://www.bayviewfunding.com/blog/trying-to-obtain-a-business-loan-–-details-matter) Attention to detail, and plenty of research and planning will make a significant difference when your business is ready to start the application process for a loan. Businesses that understand the process and are prepared with all the correct documentation are more likely to receive the funding they are looking for.  [Read More](https://www.bayviewfunding.com/blog/trying-to-obtain-a-business-loan-–-details-matter) 0 Comments [Click here to read/write comments](https://www.bayviewfunding.com/blog/trying-to-obtain-a-business-loan-–-details-matter#comments) Topics: [Financing Government Contractors](https://www.bayviewfunding.com/blog/topic/financing-government-contractors), [Working Capital](https://www.bayviewfunding.com/blog/topic/working-capital), [Business Loan](https://www.bayviewfunding.com/blog/topic/business-loan) ## [Neglecting your Working Capital – Consider the Consequences](https://www.bayviewfunding.com/blog/neglecting-your-working-capital-consider-the-consequences) Posted by [Gil Oliva](https://www.bayviewfunding.com/blog/author/gil-oliva) on Fri, Mar 20, 2015 @ 08:00 AM [![](https://www.bayviewfunding.com/hs-fs/hub/211725/file-2638716160-jpg/BVF_Images_and_Logos_/Workingcapital3-20.jpg) ](https://www.bayviewfunding.com/blog/neglecting-your-working-capital-consider-the-consequences) If you deduct your current liabilities from your current assets, another words, assess your working capital, how healthy does your company look? Your current working capital keeps your company afloat. Sadly, too many businesses flounder every year due to poor working capital management and [cash flow forecasting](https://www.bayviewfunding.com/blog/how-healthy-is-your-cash-flow-forecasting#.VP75z2TF8z8).  [Read More](https://www.bayviewfunding.com/blog/neglecting-your-working-capital-consider-the-consequences) 0 Comments [Click here to read/write comments](https://www.bayviewfunding.com/blog/neglecting-your-working-capital-consider-the-consequences#comments) Topics: [Cash Flow](https://www.bayviewfunding.com/blog/topic/cash-flow), [Working Capital](https://www.bayviewfunding.com/blog/topic/working-capital), [Business Forecasts](https://www.bayviewfunding.com/blog/topic/business-forecasts) [All posts](https://www.bayviewfunding.com/blog/all) [Next](https://www.bayviewfunding.com/blog/topic/working-capital/page/2) ### Subscribe by Email ### Posts by Topic - [About Invoice Factoring (157)](https://www.bayviewfunding.com/blog/topic/about-invoice-factoring) - [Financing Government Contractors (100)](https://www.bayviewfunding.com/blog/topic/financing-government-contractors) - 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