--- title: Bay View Funding Blog (11) description: Bay View Funding blogs explain what invoice factoring is and how factoring services can help a business owner with any cash flow problems. (11) --- [![Submit a Payment](https://no-cache.hubspot.com/cta/default/211725/2836a4c1-908b-4584-8956-c2dfd9109628.png)](https://cta-redirect.hubspot.com/cta/redirect/211725/2836a4c1-908b-4584-8956-c2dfd9109628)   [Client Login](https://bayviewfunding.profitstars.com/) [Contact Us](https://www.bayviewfunding.com/contact) [(888) 229-9993](tel:888-229-9993) [![Bay View Funding Logo](https://www.bayviewfunding.com/hs-fs/file-433076702-png/images/logo-2.png?width=335&height=90&name=logo-2.png "Bay View Funding Logo")](https://www.bayviewfunding.com/) Fast invoice factoring and reliable service since 1985 [Se Habla Español](https://sites.bayviewfunding.com/prestamos-para-negocios) # Bay View Funding Blog ## [Does your Business have Cash Reserves Available?](https://www.bayviewfunding.com/blog/does-your-business-have-cash-reserves-available) Posted by [Gil Oliva](https://www.bayviewfunding.com/blog/author/gil-oliva) on Fri, Jul 24, 2015 @ 08:30 AM [![](https://www.bayviewfunding.com/hubfs/BVF_Images_and_Logos_/Business_growth.jpg) ](https://www.bayviewfunding.com/blog/does-your-business-have-cash-reserves-available) We frequently write about the importance of cash flow and how devastating it can be to your business if you cannot cover vital costs such as payroll. If it is possible, it helps to have cash available in the form of a [cash reserve](http://www.investopedia.com/terms/c/cash-reserves.asp) so that you can cover essential expenses in a cash flow crunch. Let’s consider how companies maintain a cash reserve, and look at how to decide upon ideal reserve amount for your business.  [Read More](https://www.bayviewfunding.com/blog/does-your-business-have-cash-reserves-available) 0 Comments [Click here to read/write comments](https://www.bayviewfunding.com/blog/does-your-business-have-cash-reserves-available#comments) Topics: [Cash Flow Solution](https://www.bayviewfunding.com/blog/topic/cash-flow-solution), [Cash reserves](https://www.bayviewfunding.com/blog/topic/cash-reserves) ## [Are Late Paying Customers your Achilles Heel?](https://www.bayviewfunding.com/blog/are-late-paying-customers-your-achilles-heel) Posted by [Steve Barthol](https://www.bayviewfunding.com/blog/author/steve-barthol) on Wed, Jul 22, 2015 @ 08:17 AM [![](https://www.bayviewfunding.com/hubfs/BVF_Images_and_Logos_/Invoices__Receivables_image.jpg) ](https://www.bayviewfunding.com/blog/are-late-paying-customers-your-achilles-heel) It is hard to turn down a client, or even decline future business because of a few late payments. However, many customers have no idea of the potential disruption they cause to your cash flow when they pay their bills late. What can you do to encourage on-time payment on your outstanding accounts receivable and [turn your unpaid invoices into cash](https://www.bayviewfunding.com/blog/do-you-need-help-turning-unpaid-invoices-into-cash#VaA4KhNVhBc)?  [Read More](https://www.bayviewfunding.com/blog/are-late-paying-customers-your-achilles-heel) 0 Comments [Click here to read/write comments](https://www.bayviewfunding.com/blog/are-late-paying-customers-your-achilles-heel#comments) Topics: [Cash Flow](https://www.bayviewfunding.com/blog/topic/cash-flow), [About Invoice Factoring](https://www.bayviewfunding.com/blog/topic/about-invoice-factoring) ## [How Organized is your Credit Policy?](https://www.bayviewfunding.com/blog/how-organized-is-your-credit-policy) Posted by [Seth Herman](https://www.bayviewfunding.com/blog/author/seth-herman) on Fri, Jul 17, 2015 @ 08:30 AM [![](https://www.bayviewfunding.com/hubfs/Credit_terms_blog.jpg) ](https://www.bayviewfunding.com/blog/how-organized-is-your-credit-policy) When you are offering any type of credit to your customers, it is important to provide them with your credit and collections policy. This means that they are aware from the outset of financial expectations, and of the penalties should they pay late.  [Read More](https://www.bayviewfunding.com/blog/how-organized-is-your-credit-policy) 0 Comments [Click here to read/write comments](https://www.bayviewfunding.com/blog/how-organized-is-your-credit-policy#comments) Topics: [Financing Government Contractors](https://www.bayviewfunding.com/blog/topic/financing-government-contractors), [Cash Flow management](https://www.bayviewfunding.com/blog/topic/cash-flow-management) ## [How do you Encourage your Workforce to Cope with Increased Manufacturing Demand?](https://www.bayviewfunding.com/blog/how-do-you-encourage-your-workforce-to-cope-with-increased-manufacturing-demand) Posted by [Aaron Zahedani](https://www.bayviewfunding.com/blog/author/aaron-zahedani) on Wed, Jul 15, 2015 @ 08:30 AM [![](https://www.bayviewfunding.com/hubfs/BVF_Images_and_Logos_/Manufacturing.jpg) ](https://www.bayviewfunding.com/blog/how-do-you-encourage-your-workforce-to-cope-with-increased-manufacturing-demand) A sudden spike in demand sounds like a good problem, but does your business have the ability to increase production quickly? What is the most effective way to encourage your workforce so you can ramp up production when you need to?  [Read More](https://www.bayviewfunding.com/blog/how-do-you-encourage-your-workforce-to-cope-with-increased-manufacturing-demand) 0 Comments [Click here to read/write comments](https://www.bayviewfunding.com/blog/how-do-you-encourage-your-workforce-to-cope-with-increased-manufacturing-demand#comments) Topics: [Manufacturing and Distribution Financing](https://www.bayviewfunding.com/blog/topic/manufacturing-and-distribution-financing), [Business Growth](https://www.bayviewfunding.com/blog/topic/business-growth) ## [Why Small Businesses are Borrowing Less](https://www.bayviewfunding.com/blog/why-small-businesses-are-borrowing-less) Posted by [Gil Oliva](https://www.bayviewfunding.com/blog/author/gil-oliva) on Fri, Jul 10, 2015 @ 08:00 AM [![](https://www.bayviewfunding.com/hubfs/BVF_Images_and_Logos_/Businesses_are_borrowing_less.jpg) ](https://www.bayviewfunding.com/blog/why-small-businesses-are-borrowing-less) Small businesses appear to be more reticent about borrowing money. Since the recession, they do not want to take on too much debt and risk the possibility of losing everything. However, loans are available, with the right help and guidance from the bank or other financial institutions.  [Read More](https://www.bayviewfunding.com/blog/why-small-businesses-are-borrowing-less) 0 Comments [Click here to read/write comments](https://www.bayviewfunding.com/blog/why-small-businesses-are-borrowing-less#comments) Topics: [About Invoice Factoring](https://www.bayviewfunding.com/blog/topic/about-invoice-factoring), [Financing Government Contractors](https://www.bayviewfunding.com/blog/topic/financing-government-contractors) ## [Business Term Loan or Business Line of Credit?](https://www.bayviewfunding.com/blog/business-term-loan-or-business-line-of-credit) Posted by [Gil Oliva](https://www.bayviewfunding.com/blog/author/gil-oliva) on Wed, Jul 08, 2015 @ 11:36 AM [![](https://www.bayviewfunding.com/hubfs/BVF_Images_and_Logos_/Business_loan-credit.jpg) ](https://www.bayviewfunding.com/blog/business-term-loan-or-business-line-of-credit) Wondering what is best for your business? [There are many options](https://www.bayviewfunding.com/blog/3-ways-to-fund-a-startup-and-keep-the-cash-flowing#.VZRhVRNViko) when it comes to seeking capital for the purpose of running and growing your business. When considering between a long-term business loan and line of credit, do you know which would work to your advantage? Most companies need money when starting, building their businesses, or when facing a short-term cash flow challenge.  [Read More](https://www.bayviewfunding.com/blog/business-term-loan-or-business-line-of-credit) 0 Comments [Click here to read/write comments](https://www.bayviewfunding.com/blog/business-term-loan-or-business-line-of-credit#comments) Topics: [Cash Flow](https://www.bayviewfunding.com/blog/topic/cash-flow), [About Invoice Factoring](https://www.bayviewfunding.com/blog/topic/about-invoice-factoring), [Business Loan](https://www.bayviewfunding.com/blog/topic/business-loan) ## [How Accurate is your Cash Flow Forecast?](https://www.bayviewfunding.com/blog/how-accurate-is-your-cash-flow-forecast) Posted by [Gil Oliva](https://www.bayviewfunding.com/blog/author/gil-oliva) on Wed, Jul 01, 2015 @ 08:30 AM [![](https://www.bayviewfunding.com/hubfs/BVF_Images_and_Logos_/Cash_flow_forecast.jpg) ](https://www.bayviewfunding.com/blog/how-accurate-is-your-cash-flow-forecast) It is a common problem for companies to find their cash flow forecast is [less than healthy](https://www.bayviewfunding.com/blog/how-healthy-is-your-cash-flow-forecasting#.VXevLmRViko), with errors and discrepancies showing up at the end of the year. Sometimes it comes down to items that are omitted, sometimes it is elements that take you by surprise, or sometimes it is simply that you have not been conservative enough in your estimation, assuming a higher percentage of sales than actually occurs. So what are some of the most common reasons for inaccuracy?   [Read More](https://www.bayviewfunding.com/blog/how-accurate-is-your-cash-flow-forecast) 0 Comments [Click here to read/write comments](https://www.bayviewfunding.com/blog/how-accurate-is-your-cash-flow-forecast#comments) Topics: [Accounts Receivable Management](https://www.bayviewfunding.com/blog/topic/accounts-receivable-management), [Cash Flow management](https://www.bayviewfunding.com/blog/topic/cash-flow-management) [Previous](https://www.bayviewfunding.com/blog/page/10) [All posts](https://www.bayviewfunding.com/blog/all) [Next](https://www.bayviewfunding.com/blog/page/12) ### Subscribe by Email ### Posts by Topic - [About Invoice Factoring (157)](https://www.bayviewfunding.com/blog/topic/about-invoice-factoring) - [Financing Government Contractors (100)](https://www.bayviewfunding.com/blog/topic/financing-government-contractors) - [Cash Flow (59)](https://www.bayviewfunding.com/blog/topic/cash-flow) - [Cash Flow Solution (48)](https://www.bayviewfunding.com/blog/topic/cash-flow-solution) - 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