--- title: Bay View Funding Blog | Gil Oliva (7) description: Bay View Funding blogs explain what invoice factoring is and how factoring services can help a business owner with any cash flow problems. (7) --- [![Submit a Payment](https://no-cache.hubspot.com/cta/default/211725/2836a4c1-908b-4584-8956-c2dfd9109628.png)](https://cta-redirect.hubspot.com/cta/redirect/211725/2836a4c1-908b-4584-8956-c2dfd9109628)   [Client Login](https://bayviewfunding.profitstars.com/) [Contact Us](https://www.bayviewfunding.com/contact) [(888) 229-9993](tel:888-229-9993) [![Bay View Funding Logo](https://www.bayviewfunding.com/hs-fs/file-433076702-png/images/logo-2.png?width=335&height=90&name=logo-2.png "Bay View Funding Logo")](https://www.bayviewfunding.com/) Fast invoice factoring and reliable service since 1985 [Se Habla Español](https://sites.bayviewfunding.com/prestamos-para-negocios) # Bay View Funding Blog ## Gil Oliva Find me on: ### Recent Posts ## [Trucking Topics – How Healthy is the Trucking Industry in 2015?](https://www.bayviewfunding.com/blog/trucking-topics-how-healthy-is-the-trucking-industry-in-2015) Posted by [Gil Oliva](https://www.bayviewfunding.com/blog/author/gil-oliva) on Wed, Aug 19, 2015 @ 08:00 AM [![](https://www.bayviewfunding.com/hubfs/BVF_Images_and_Logos_/Trucking_-_xtra_image_resized.jpg) ](https://www.bayviewfunding.com/blog/trucking-topics-how-healthy-is-the-trucking-industry-in-2015) According to the Bureau of Labor Statistics (BLS), 2015 has seen the transport sector grow at a steady pace. How much of this growth is reflected in the trucking sector?  [Read More](https://www.bayviewfunding.com/blog/trucking-topics-how-healthy-is-the-trucking-industry-in-2015) 0 Comments [Click here to read/write comments](https://www.bayviewfunding.com/blog/trucking-topics-how-healthy-is-the-trucking-industry-in-2015#comments) Topics: [Cash Flow](https://www.bayviewfunding.com/blog/topic/cash-flow), [Trucking Industry](https://www.bayviewfunding.com/blog/topic/trucking-industry) ## [Government Small Business Loans Lending Cap Increased ](https://www.bayviewfunding.com/blog/government-small-business-loans-lending-cap-increased) Posted by [Gil Oliva](https://www.bayviewfunding.com/blog/author/gil-oliva) on Wed, Aug 05, 2015 @ 08:30 AM [![](https://www.bayviewfunding.com/hubfs/BVF_Images_and_Logos_/Govt_loan_blog.jpg) ](https://www.bayviewfunding.com/blog/government-small-business-loans-lending-cap-increased) Small business lending through the government’s biggest small business loan program reached the limit set by Congress in early July, but is headed for a restart thanks to House approval to increase the ceiling. The House approved a bill on Monday, July 27th with an amendment lifting the SBA’s lending cap from $18.75 billion to $23.5 billion for the [7(a) loan program](http://www.sba.gov/7a-loan-program).   [Read More](https://www.bayviewfunding.com/blog/government-small-business-loans-lending-cap-increased) 0 Comments [Click here to read/write comments](https://www.bayviewfunding.com/blog/government-small-business-loans-lending-cap-increased#comments) Topics: [About Invoice Factoring](https://www.bayviewfunding.com/blog/topic/about-invoice-factoring), [Small business loan](https://www.bayviewfunding.com/blog/topic/small-business-loan) ## [Government Contracts and How to Win Them](https://www.bayviewfunding.com/blog/government-contracts-and-how-to-win-them) Posted by [Gil Oliva](https://www.bayviewfunding.com/blog/author/gil-oliva) on Fri, Jul 31, 2015 @ 08:00 AM [![](https://www.bayviewfunding.com/hs-fs/hub/211725/file-362359320-jpg/images/Govt-resized-600.jpg) ](https://www.bayviewfunding.com/blog/government-contracts-and-how-to-win-them) Government contracts are available for small to large businesses. Federal bids require your company to follow a precise process. It is all about [understanding the bid process](http://www.wikihow.com/Bid-on-Government-Contracts) and [preparing accordingly](https://www.bayviewfunding.com/blog/bid/321632/federal-government-contracts-the-big-deal#.VaunvBNViko).  [Read More](https://www.bayviewfunding.com/blog/government-contracts-and-how-to-win-them) 0 Comments [Click here to read/write comments](https://www.bayviewfunding.com/blog/government-contracts-and-how-to-win-them#comments) Topics: [Cash Flow](https://www.bayviewfunding.com/blog/topic/cash-flow), [Government Contract Financing](https://www.bayviewfunding.com/blog/topic/government-contract-financing) ## [Does your Company Carry Excess Cash?](https://www.bayviewfunding.com/blog/does-your-company-carry-excess-cash) Posted by [Gil Oliva](https://www.bayviewfunding.com/blog/author/gil-oliva) on Wed, Jul 29, 2015 @ 08:00 AM [![](https://www.bayviewfunding.com/hubfs/BVF_Images_and_Logos_/cash_reserves.jpg) ](https://www.bayviewfunding.com/blog/does-your-company-carry-excess-cash) We have discussed the importance of liquid assets, or cash reserves to cover operating expenses, in a cash flow crunch. However, what can you do when your business has excess cash reserves?  [Read More](https://www.bayviewfunding.com/blog/does-your-company-carry-excess-cash) 0 Comments [Click here to read/write comments](https://www.bayviewfunding.com/blog/does-your-company-carry-excess-cash#comments) Topics: [About Invoice Factoring](https://www.bayviewfunding.com/blog/topic/about-invoice-factoring), [Cash Flow management](https://www.bayviewfunding.com/blog/topic/cash-flow-management) ## [Does your Business have Cash Reserves Available?](https://www.bayviewfunding.com/blog/does-your-business-have-cash-reserves-available) Posted by [Gil Oliva](https://www.bayviewfunding.com/blog/author/gil-oliva) on Fri, Jul 24, 2015 @ 08:30 AM [![](https://www.bayviewfunding.com/hubfs/BVF_Images_and_Logos_/Business_growth.jpg) ](https://www.bayviewfunding.com/blog/does-your-business-have-cash-reserves-available) We frequently write about the importance of cash flow and how devastating it can be to your business if you cannot cover vital costs such as payroll. If it is possible, it helps to have cash available in the form of a [cash reserve](http://www.investopedia.com/terms/c/cash-reserves.asp) so that you can cover essential expenses in a cash flow crunch. Let’s consider how companies maintain a cash reserve, and look at how to decide upon ideal reserve amount for your business.  [Read More](https://www.bayviewfunding.com/blog/does-your-business-have-cash-reserves-available) 0 Comments [Click here to read/write comments](https://www.bayviewfunding.com/blog/does-your-business-have-cash-reserves-available#comments) Topics: [Cash Flow Solution](https://www.bayviewfunding.com/blog/topic/cash-flow-solution), [Cash reserves](https://www.bayviewfunding.com/blog/topic/cash-reserves) ## [Why Small Businesses are Borrowing Less](https://www.bayviewfunding.com/blog/why-small-businesses-are-borrowing-less) Posted by [Gil Oliva](https://www.bayviewfunding.com/blog/author/gil-oliva) on Fri, Jul 10, 2015 @ 08:00 AM [![](https://www.bayviewfunding.com/hubfs/BVF_Images_and_Logos_/Businesses_are_borrowing_less.jpg) ](https://www.bayviewfunding.com/blog/why-small-businesses-are-borrowing-less) Small businesses appear to be more reticent about borrowing money. Since the recession, they do not want to take on too much debt and risk the possibility of losing everything. However, loans are available, with the right help and guidance from the bank or other financial institutions.  [Read More](https://www.bayviewfunding.com/blog/why-small-businesses-are-borrowing-less) 0 Comments [Click here to read/write comments](https://www.bayviewfunding.com/blog/why-small-businesses-are-borrowing-less#comments) Topics: [About Invoice Factoring](https://www.bayviewfunding.com/blog/topic/about-invoice-factoring), [Financing Government Contractors](https://www.bayviewfunding.com/blog/topic/financing-government-contractors) ## [Business Term Loan or Business Line of Credit?](https://www.bayviewfunding.com/blog/business-term-loan-or-business-line-of-credit) Posted by [Gil Oliva](https://www.bayviewfunding.com/blog/author/gil-oliva) on Wed, Jul 08, 2015 @ 11:36 AM [![](https://www.bayviewfunding.com/hubfs/BVF_Images_and_Logos_/Business_loan-credit.jpg) ](https://www.bayviewfunding.com/blog/business-term-loan-or-business-line-of-credit) Wondering what is best for your business? [There are many options](https://www.bayviewfunding.com/blog/3-ways-to-fund-a-startup-and-keep-the-cash-flowing#.VZRhVRNViko) when it comes to seeking capital for the purpose of running and growing your business. When considering between a long-term business loan and line of credit, do you know which would work to your advantage? Most companies need money when starting, building their businesses, or when facing a short-term cash flow challenge.  [Read More](https://www.bayviewfunding.com/blog/business-term-loan-or-business-line-of-credit) 0 Comments [Click here to read/write comments](https://www.bayviewfunding.com/blog/business-term-loan-or-business-line-of-credit#comments) Topics: [Cash Flow](https://www.bayviewfunding.com/blog/topic/cash-flow), [About Invoice Factoring](https://www.bayviewfunding.com/blog/topic/about-invoice-factoring), [Business Loan](https://www.bayviewfunding.com/blog/topic/business-loan) [Previous](https://www.bayviewfunding.com/blog/author/gil-oliva/page/6) [All posts](https://www.bayviewfunding.com/blog/all) [Next](https://www.bayviewfunding.com/blog/author/gil-oliva/page/8) ### Subscribe by Email ### Posts by Topic - [About Invoice Factoring (157)](https://www.bayviewfunding.com/blog/topic/about-invoice-factoring) - [Financing Government Contractors (100)](https://www.bayviewfunding.com/blog/topic/financing-government-contractors) - 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